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SME business insurance
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SME Insurance Services specialises in meeting the commercial insurance needs of small to medium sized businesses. Whatever your circumstances (large claims, non standard construction etc) we may still be able to save you money!

Call us on 0844 855 4695

specialist insurance for all small and medium sized businesses


SME Insurance Services specialise in providing cheap business insurance online to all small and medium enterprises. With over 17000 live policy holders you can be assured you’re in safe hands! As an insurance broker, we can help you buy low cost business insurance.

With low cost Direct Debit payments you can spread your payments. With immediate cover available for most policies you can be insured today, so why not compare quotes now?

Our bespoke package policies provide comprehensive cover including the following:-

  • Full accidental damage
  • Cover for buildings, trade contents, fixtures and stock
  • Seasonal increases up to 30%*
  • Employers liability
  • Public & Products liability
  • Personal assault
  • Money cover
  • Goods in transit
  • Frozen food
  • Loss of profits

Our business insurance policies are provided by some of the best known insurers around and each online insurance policy we sell is available for you to view or download online.

Benefits of using SME Insurance Services:-
  • One-Stop 'Shop' - There are potentially many elements required for adequate Shop, Pub & Restaurant insurance cover. You can get them all by using SME Insurance Services, instantly.
  • Leading Providers - We can provide online insurance quotes from a range of the UK's leading insurers and brokers including Aviva, AXA, LV, Zurich and MMA.
  • Stock Protection - If you hold stock on the premises insurers will generally allow you to choose how much stock to cover and it will be protected against fire, flood and theft etc.
  • Contents & fittings - You can cover valuable contents and fittings separately from the building.
  • Cash Cover - If you store cash on site, this can also be insured against theft.
  • Business Interruption - you can take out cover for the loss of income if you have to stop trading.
  • Peace of mind - Once all the essentials are protected, you concentrate your efforts on running the business.

What are the next steps?
  • Know your business - Ensure you inform the insurer with as much information as possible so they can provide you with the most competitive quotation. Make sure to answer all questions on the online form
  • Wages and turnover - Knowing your total wage roll and estimated turnover will help if you have them
  • Start date - Insurance prices change frequently, evaluate your desired start date, you may wish to have the insurance start at the beginning of a particular project
  • Compare insurers - check the type of cover you want by comparing a number of insurers to see if the policy that is being offered is being offered at the right price and degree of cover, and try and use someone who can offer you quotes from more than one insurer. Compare insurance quotes on the smeinsurance.com website which offers quotes from a panel of insurers.

Compare business insurance with our business insurance comparison feature which will help you compare business insurance and buy cheap insurance online.

With monthly direct debit payments you can spread your costs over 10 months. Immediate cover is available so you can be insured today, so why not compare quotes now?

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