Cosmetic Insurance for Aesthetic Practitioners
As an aesthetics practitioner – either medically or non-medically qualified – we know you're highly skilled at delivering a range of cosmetic treatments. From anti-wrinkle treatments and pigment removal, to lip enhancements and skin rejuvenation, helping your clients look and feel amazing can be incredibly rewarding.
However, the treatments you offer also present risks to you, your clients and your business. It's essential to have insurance for aesthetics that protects you and helps to give your clients peace of mind.
Key Features and Benefits
- Specialist scheme product with competitive pricing.
- Flexible policies to suit your requirements.
- Policies include up to £5 million for public and product liability.
- A tailor made policy to suit your requirements.
- Simple treatment disclosure forms.
- Tiers 1 to 4 available to cover a large range of treatments.
- Carefully selected panel of leading insurers.
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What's Insured?
With the right professional insurance, you can relax and pamper your clients with confidence, safe in the knowledge that our aesthetic insurance cover includes:
- Breach of professional confidentiality.
- Employers liability insurance.
- Libel and slander.
- Product liability.
- Professional liability.
- Public and general liability.
- Under Tier 3, premiums start from £365* for £1million treatment liability which would also cover Tier 1 and 2 treatments along with anti-wrinkle injections, dermal fillers, body sculpting, mesotherapy, body piercing and vitamin injections.
- Under Tier 4, premiums start from £563* for £1million treatment liability which would cover all treatments under Tier 1, 2 and 3 along with IPL, laser hair removal, laser skin resurfacing and laser tattoo removal.
To view a list of treatments listed as tier 1 and 2, please visit our beauty therapist page.
*Premiums stated are available via our scheme provider. Correct as of August 2023. Premiums may vary if you select a quotation from another insurer on our panel.
Additional Types of Beauty Business Insurance to Consider
Business equipment
Aesthetic practitioners rely on their equipment to do their jobs. Imagine the impact on your business if it was damaged or stolen, leaving you unable to work.
Business interruption
Adding this cover to your policy covers you for additional expenses or loss of profit if you are unable to trade as a result of an insured event.
We can provide cover for a range of specialist treatments and procedures including:
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BBL photo rejuvenation.
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Bioidentical hormones.
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Body sculpting.
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Chemical peels.
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Cold laser therapy.
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CoolSculpting.
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Cryolipolysis.
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Dermal fillers.
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Dermaplaning.
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Electrolysis.
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Electrolysis - Galvanic or Short wave and blend.
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Fibroblasting or Plasma Pen.
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HCG.
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HGH.
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Hormone Replacement Therapy.
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Human growth hormone.
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Hyfrecator for epilation.
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IPL.
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IV Infusion Therapy.
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Kybella.
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Laser hair removal.
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Laser procedure.
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Laser skin resurfacing.
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Laser tattoo removal.
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Latisse.
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Levulan Photodynamic Therapy.
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Lipotropic injections.
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Manual upper layer benign skin lesion removal.
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Mesotherapy.
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Microblading.
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Permanent makeup.
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Piercing.
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Piercing - stud gun method.
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PRP.
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Refirme.
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Sclerotherapy.
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Sculptra Aesthetics.
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Semi-permanent makeup.
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Smooth Shape.
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Soft Tissue fillers.
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Thermage RF.
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Thermavein.
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Thermi RF.
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Thermolysis.
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Ultherapy.
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Ultra-Shape.
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Ultrasound and radiotherapy overview.
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Ultrasound body beauty clinic.
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Vampire face lift.
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Vampire facial.
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Vavelta.
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Vitamin B12.
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Vitamin injection.
Not sure what insurance you need?
We can also arrange specialist beauty insurance products and general beauty insurance. If you're unsure as to what you need, get in touch.
We're Here For You...
Want some free advice and expert guidance to help grow and protect your business?
- Access our free business insurance check (are you sure you’ve got the right cover?).
- Download 'how to' guides for boosting success.
- Hear from other business owners like you.
- Set renewal reminders and calculate staff turnover costs.
Your Success = Our Success.
- We’ve been helping protect businesses like yours since 2002.
- Access to A-rated insurance companies in the UK.
- We search the market for you to save you valuable time.
- Genuinely affordable pricing with no hidden fees.
- Deep expertise on hand when you need it.
Want to know more about us and how we wouldn't exist without you?
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