Our Flexible Policies Ensure that all Areas of your Shop are Protected and this can Include Stock, Cash, Employees and Members of the Public
smei provides insurance for clothing shops through its specialist retail cover. Our experienced team has significant knowledge and expertise in the retail industry and can advise you on what insurance you need to ensure your business is fully protected.
We work with a selection of UK insurers, to help us source the right clothes shop insurance for your business and its specific risks, at the right price.
You Could Save Over 30%*
Contact our team to receive a no obligation, instant quote today.
Standard Covers**
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Accidental damage.
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Business interruption.
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Contents insurance.
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Employers liability.
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Glass.
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Money at home of insured or authorised employee.
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Money on premises or in safe.
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Money on the premises outside business hours.
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Public and products liability.
Optional Covers**
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Book debts/accounts receivable.
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Buildings cover.
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Embedded breakdown.
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Goods in transit.
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Legal expenses.
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Loss of rent receivable.
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Subsidence.
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Tenants improvements.
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Terrorism.
Why Clothes Shop Insurance is Important
Clothing stores, like Kimora Fashion & Lifestyle in Barrowford, Lancashire, have their own individual risks to consider, from high value designer goods in store, to the seasonal sales rush where customer numbers may increase dramatically. This is where business insurance can help you. Whether it is to protect your key assets, your premises, or your customers and staff, it is important to understand what the most relevant type of insurance cover is for you and your business.
About the Fashion Industry
The fashion industry is diverse with a wide spectrum of stores ranging from discount outlets to designer boutiques. Every store is different with its own unique set of risks and it is vital that you have the right clothes shop business insurance in place in order to protect your livelihood.
* Please click here to view our pricing disclaimer.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 11 policies sold in 2022. 2 customers paid less than £313.12
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