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Fast Food and Takeaway Insurance

Fast Food and Takeaway Business Insurance

Smei specialises in providing fast food business insurance policies. We aim to offer tailor made fast food and takeaway insurance policies at competitive prices, and have a team of experienced representatives who are available to offer expert advice and specialist knowledge on the type and level of insurance you need. 

Just as your customers expect their takeaway to be fast, we understand that many businesses need insurance cover quickly and efficiently. When you’re responsible for running such a fast-paced business, it can be difficult to find the time to search for the right insurance cover for your fast food takeaway.

If you find your requirements are considered to be outside of the usual remit offered by insurers, then we can still offer help. This includes:

  • Premises with flat roofs.
  • Risks with high sums insured.
  • Start up businesses.
  • Proposals that have had large claims (including fire or flood).

    *Unfortunately, at this time, we cannot offer insurance quotations for food deliveries.

You Could Save Over 30%*

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Premiums from as little as


In the last 12 months our customers have paid as little as £691 per annum for takeaway insurance. That’s just £13 per week!

50% of our takeaway customers paid less than £1,156 per annum.***

Why Business Insurance for Takeaways is Important

Just because your customers are choosing to eat their meals at home does not mean takeaway outlets have a reduced risk when it comes to the safety of those customers.

In fact, much like other businesses within the food industry, takeaways should ensure the right level of takeaway business insurance cover is in place so that their business is protected against potential risks.

The main types of cover that should be considered by those who own a takeaway ranges from public liability, business interruption, employers liability, to contents and stock cover.

Each of these different types of fast food business insurance will provide you and your employees with protection, and of course those who choose to order food from you.

So whether you cook up a mean burger or perhaps know how to top a pizza base, make sure that your business is covered by speaking to a fast food insurance and takeaway insurance specialist.

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

*** Data compared from 176 policies sold in 2023. 35 customers paid £691 or less, which represents 20%. £13 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.

You Could Save Over 30%*