Insurance for Tattoo Artists
As one of the world’s oldest art forms, ** creating unique, intricate and decorative designs requires skill, precision and attention to detail. But regardless of your expertise and experience, mistakes and accidents can happen.
Our tailored tattoo artist insurance is as flexible as you are, so you can feel confident you and your business are protected should the unthinkable happen.
Key Features and Benefits
- Quotes from a panel of A-rated insurers.
- Single, flexible policy – tailor-made to suit your requirements.
- Dedicated adviser to support you throughout your policy.
- No mid-term amendment fees should you need to make a change.
- Policies include up to £5 million for public and product liability and professional treatment liability cover.
- Cover for treatment risk insurance and tattoo liability insurance.
- Cover whether working from a studio, your own home, or a client's premises.
- Access to a 24-hour legal helpline.
- Flexible payment options including direct debit.
- Access to documents anytime, anywhere via our secure portal.
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What Type of Tattooist Insurance do you Need?
Imagine a client's tattoo gets infected, or they're unhappy with how their design turned out and decide to sue you. The legal costs of defending yourself and then paying any due compensation could leave you seriously out of pocket.
We're here to arrange a tattoo artist insurance policy to suit your business, whether you own a tattoo studio or work as a freelance tattoo artist.
Public liability insurance
Public liability insurance covers physical and property damage claims if they result in injury or illness to your client or damage to their property.
Treatment liability insurance
Treatment liability (sometimes referred to as malpractice insurance or professional liability) covers claims for third party bodily injury caused as a result of a treatment you provided. This can be purchased in isolation or alongside your public liability policy as an extension of cover. You will need to make sure all activities and treatments you offer are declared to insurers and confirmed as an accepted and covered treatment on your policy.
As a tattooist, you rely on your equipment. Imagine the impact on your business if it was damaged or stolen, leaving you unable to work. Business equipment insurance covers the cost of repair or replacement of equipment in the event of damage or theft.
Business interruption insurance
Adding business interruption protection to your policy covers you for additional expenses or loss of profit if you're unable to operate as a result of an insured event.
Tattoo shop insurance
Suppose your studio was broken into and your equipment was stolen. With tattoo studio insurance or contents insurance, you'll be able to replace the missing items quickly, allowing you to get back to business swiftly.
Employers liability insurance
If you employ staff for your tattoo business, in most cases you're legally required to have employers liability insurance. This insurance protects you and your team if they’re injured at work or make a claim for damages.
Body piercing insurance
If you or one of your team offer body piercing as part of your business, we recommend that you add this treatment to the treatments listed on your policy. We have a specialist provider that covers extras such as body piercing.
Tattoo removal insurance
You may offer laser tattoo removal as one of your services. Say a customer comes to you for a cover-up tattoo but you need the existing tattoo to fade or even disappear completely before you can make a start. Our policy can cover you for any reactions your customer may experience during the laser process.
From traditional to fine-line, black and grey to neo-Japanese, whatever your style, our tattoo artist insurance cover includes:
- Medical malpractice.
- Professional indemnity.
- Public and general liability.
- Product liability.
- Loss of documents.
- Breach of professional confidentiality.
- Libel and slander.
Unsure as to what tattooist insurance you need?
Call us to speak to our tattoo insurance professionals and discuss what kind of cover you need. Our friendly team is always happy to help.
We're Here For You...
Want some free advice and expert guidance to help grow and protect your business?
- Access our free business insurance check (are you sure you’ve got the right cover?).
- Download 'how to' guides for boosting success.
- Hear from other business owners like you.
- Set renewal reminders and calculate staff turnover costs.
Your Success = Our Success.
- We’ve been helping protect businesses like yours since 2002.
- Access to A-rated insurance companies in the UK.
- We search the market for you to save you valuable time.
- Genuinely affordable pricing with no hidden fees.
- Deep expertise on hand when you need it.
Want to know more about us and how we wouldn't exist without you?
Tattooist insurance FAQs
As a tattoo artist, essential insurance you need includes public liability to cover accidents, infections, or injuries, and professional liability for claims of errors or negligence. You’ll also likely need property insurance for studio tools and equipment and employers liability if you employ staff.
We can customise your cover to your specific business needs, ensuring comprehensive protection for your tattooing business.
As a self-employed tattoo artist, it's crucial to have the right insurance to safeguard your business and your clients. Primarily, you should consider public and product liability insurance, as well as professional indemnity insurance, which protects you from lawsuits related to your work, such as allegations of a tattoo gone wrong or infections.
Product liability insurance is vital if you sell products like aftercare creams and public liability will cover you if physical and property damage claims result in injury or illness to your client or damage to their property.
Additionally, consider property insurance for your equipment and workspace.
Each insurance type offers different protection, and it's important to assess your needs and consult with an insurance professional to get tailored coverage for your tattoo business.