Beauty Insurance Products Designed to Meet the Particular Needs of the Hair and Beauty Industry
Most beauty technician businesses are unique, from operating within your own salon, to running a mobile beauty service, or renting a chair or room in a salon, or beauty parlour. Whatever type of beauty business you run, your clients expect care and expertise, whether you’re preparing a bride for her wedding or carrying out a regular treatment. So for their protection and your own reputation, you need adequate beauty insurance for your business in case something goes wrong.
At smei, we can arrange a single, flexible beautician insurance policy that covers a wide range of beauty treatments and therapies. Whether you’re freelance, self-employed, or run a mobile business, we can arrange a bespoke beautician insurance policy to suit your specific requirements. If you prefer to purchase your salon insurance online, we also have an online platform available.
You Could Save Over 20%*
Contact our team to receive a no obligation, instant quote today.
Rent-a-chair or Mobile Trader Cover**
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Employers liability.
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Goods in transit.
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Most standard beauty treatments.
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Public liability.
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Tool cover (theft from unattended vehicles).
Salon Owner Cover***
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Accidental damage.
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Book debts/account receivable.
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Business interruption.
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Contents.
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Employers liability.
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Glass.
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Legal expenses.
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Loss of rent receivable.
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Money in safe.
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Money on premises.
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Public and products liability.
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Subsidence.
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Tenants improvements.
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Terrorism.
Premiums from as little as
50% of our beautician customers paid less than £835.51 per annum.***
Other Types of Business Beautician Insurance
Employers liability insurance may be a legal requirement if you employ staff for your beauty business, whether on a casual, temporary or permanent basis.
The tools and equipment necessary to run your beauticians or beauty business do not come cheaply, so by obtaining the right insurance, you're covered should they become damaged or are stolen.
If your client suffers an allergic reaction from one of your treatments, product liability cover will provide protection in the event of a claim, while if you run a mobile business, you’ll also need cover for any vehicles you use.
Beauticians Public Liability Insurance
Our beauty insurance policy typically covers technicians with a minimum of two years’ experience, unless supervised, and we can only arrange cover for the treatments you’re qualified to carry out. Regardless of your level of skill and expertise, a misjudged temperature setting on hot wax could leave your client with a nasty burn, while equipment left on the floor could cause somebody to trip and hurt themselves.
For these reasons and many more, having beauticians public liability cover is a vital part of your insurance. It protects you should a client, member of the public, or supplier suffer illness or injury, or their property become damaged - as a result of your negligence.
Did you know we also arrange Salon Insurance? It's perfect for those businesses with bigger requirements.
* Click here to view our pricing disclaimer.
** If applicable, mobile and fixed location cover may differ dependent upon insurer.
*** Data compared from 30 policies sold in 2022. 10 customers paid as little as £126.89.
Frequently asked questions
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I’ve being using smei for almost 6 years now & the team always give a friendly professional service, good knowledgeable advice & are always most helpful. I have spoken to the same team members several times & I think that is really nice, they know what I need as a business & are always extremely happy to assist. I would definitely recommend smei to other businesses for their insurance needs.
Mark
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Accidents happen, and even the most skilled and experienced tattooists and aesthetics practitioners can make mistakes. Whether you specialise in specific treatments, run your own studio or clinic, or work as a freelance artist or practitioner, we’re here to support you and ensure you’re fully covered so you can focus on doing what you do best.
Quotes from well-known and specialist insurers, including:
