takeaway insurance

Fast Food & Takeaway Insurance

Fast Food and Takeaway Business Insurance

Smei specialises in providing fast food business insurance policies. We aim to offer tailor made fast food and takeaway insurance policies at competitive prices, and have a team of experienced representatives who are available to offer expert advice and specialist knowledge on the type and level of insurance you need. 

Just as your customers expect their takeaway to be fast, we understand that many businesses need insurance cover quickly and efficiently. When you’re responsible for running such a fast-paced business, it can be difficult to find the time to search for the right insurance cover for your fast food takeaway.

If you find your requirements are considered to be outside of the usual remit offered by insurers, then we can still offer help. This includes:

  • Premises with flat roofs.
  • Risks with high sums insured.
  • Start up businesses.
  • Proposals that have had large claims (including fire or flood).

    *Unfortunately, at this time, we cannot offer insurance quotations for food deliveries.


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Contact our team to receive a no obligation, instant quote today.

91% of our customers would recommend our service

Standard Takeaway Insurance Covers**

  • Accidental damage.

  • Book debts/account receivable.

  • Business interruption.

  • Contents insurance.

  • Employers liability.

  • Glass.

  • Money in safe.

  • Money on premises.

  • Public and products liability.

Optional Covers**

  • Buildings cover.

  • Embedded breakdown.

  • Goods in transit.

  • Legal expenses.

  • Loss of rent receivable.

  • Subsidence.

  • Tenants improvements.

  • Terrorism.

Premiums from as little as

£686 .76
In the past 12 months our customers have paid as little as £686.76 per annum for takeaway insurance.

50% of our takeaway customers paid less than £980.01 per annum.***

Why Business Insurance for Takeaways is Important

Just because your customers are choosing to eat their meals at home does not mean takeaway outlets have a reduced risk when it comes to the safety of those customers.

In fact, much like other businesses within the food industry, takeaways should ensure the right level of takeaway business insurance cover is in place so that their business is protected against potential risks.

The main types of cover that should be considered by those who own a takeaway ranges from public liability, business interruption, employers liability, to contents and stock cover.

Each of these different types of fast food business insurance will provide you and your employees with protection, and of course those who choose to order food from you.

So whether you cook up a mean burger or perhaps know how to top a pizza base, make sure that your business is covered by speaking to a fast food insurance and takeaway insurance specialist.

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

*** Data compared from 177 policies sold in 2022. 28 customers paid less than £686.76.

91% of our customers would recommend our service

smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!

Rana Dincer

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