catering insurance

Catering Insurance

We Have Flexible Insurance Policies to Suit Catering Businesses of all Shapes and Sizes ‒ From Self-employed Caterers to Small Catering Firms

Running a catering business ‒ whether you work alone, or run a small firm – can be incredibly rewarding, but also brings risk. Not just risks to your business and its premises, for instance from flood, fire, or break-in, but risks to staff and customers too.

Making sure your businesses is protected by catering insurance will give you peace of mind and enable you to get on with what you do best – delighting your customers with outstanding catering services.

How do we Choose the Right Insurance Policy for Your Catering Business?

We understand that the catering trade is deadline driven and incredibly busy, with reputations built on the quality of service and product. So, as a business owner, you may have very little time to spend searching for the right insurance policy.

That’s why we’re here to help. We will work hard to understand your business and your insurance needs, before finding and arranging the most appropriate catering insurance for you ‒ to help protect your livelihood at a price that makes sense.

We can access a wide range of flexible policies for catering businesses from leading UK and specialist insurers ‒ and we can tailor cover to meet your needs.  You can then get on with running your business safe in the knowledge that you are properly protected.

We also offer a host of other specialist, food and drink insurance products from cafe insurance to restaurant insurance.

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91% of our customers would recommend our service

Cover Available for Caterers**

  • Business equipment.

  • Business interruption.

  • Deterioration of stock.

  • Employers liability.

  • Loss of licence.

  • Money.

  • Portable equipment.

  • Products liability.

  • Specified stock (wines, spirits).

  • Stock.

91% of our customers would recommend our service

Wouldn’t go anywhere else! I have used smei for many years. I always get reminded when it’s that time again. I have always found them to be very helpful and they do try to get you the best deal.

Morag Ross

Quotes from well-known and specialist insurers, including:

Insurers smei work with

You Could Save Over 30%*