event insurance

Event Insurance

Events Come in all Shapes and Sizes and so do Our Flexible Event Organiser Insurance Policies.

The events industry can be very varied, whether you run the same event regularly or one-off events, anything can happen. That’s why you need the appropriate event insurance to protect you, your staff and attendees.

As an event organiser, we appreciate that you’re incredibly busy juggling different responsibilities. So finding time to work out what sort of events insurance you need can be very time-consuming. With many years’ experience in supporting business owners around the UK, our knowledgeable team can advise you on the right level of insurance for your business.

Whether you run an events business, or your business attends or hosts events, we can find the cover to suit you.


You Could Save Over 20%*

Contact our team to receive a no obligation, instant quote today.

90% of our customers would recommend our service

Cover available for event organisers**

  • Accidental damage.

  • Book debts/accounts receivable.

  • Contents.

  • Directors and officers insurance.

  • Embedded machinery breakdown.

  • Employers liability.

  • Exhibitions.

  • Fleet.

  • Glass.

  • Goods in transit.

  • Legal expenses.

  • Money at home of insured or authorised employee.

  • Multiple or one-off events.

  • Public and products liability.

  • Terrorism.

  • Theft by employee.

Why Event Insurance is Important

There may be several different insurance covers you need when organising and running events, but a key cover to protect members of the public is event public liability insurance. This will cover you if an individual is injured or their personal property is damaged as a result of your negligence. Employers liability insurance is mandatory if you have employees. This can cover you if any of your employees are injured or become sick as a consequence of working for you. It could cover the cost of any claim, along with associated legal fees.

If you hold your event at a premises you own, then you’ll also need to insure the building and contents. If you rent a space, then you may need your own contents insurance. You might also want to consider financial protection for your takings and money stored on the premises, or being taken to a bank. And if you use a vehicle for your business to transport equipment or stock then you may want to get commercial vehicle insurance and goods in transit. Business interruption insurance can also help you to pay the bills if you’re unable to trade while your shop is closed.

If you don’t have these protections in place you might have to pay out of your own pocket if someone makes a claim against you.

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

90% of our customers would recommend our service

smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!

Rana Dincer

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You Could Save Over 20%*