£219
Insurance for Social Clubs, Working Men’s Clubs and Community Groups
- Customers typically save 35%* with us.
- Quotes from a panel of A-rated insurers. We'll search the market for you.
- Feefo Platinum Trusted Service Award winners.
Smei: Why Choose Us
We understand that social clubs come in all shapes and sizes. Running a working men’s club, snooker club, or community venue comes with many risks and challenges — from ensuring the safety of your employees, volunteers, committee members, and club members to managing your property, equipment, and suppliers.
We cover a wide range of clubs, including:
- Working men’s clubs.
- Social clubs.
- Conservative and liberal clubs.
- Royal British Legion branches.
- Charities.
- Community centres.
- Clubs.
- Societies
- Associations across the leisure industry.
We're passionate about supporting the UK’s social club and pub community. That’s why we make sure your club is protected against risks such as injury, fire, business interruption insurance, insured loss and more. This allows you to focus on running your club and serving your members.
As insurance brokers, we have access to flexible insurance quotes and policies from a selection of UK insurers. This means you can choose the types of cover you need to protect your club, including:
- Public liability cover.
- Cyber insurance.
- Legal fees.
- Plus additional covers to protect your club.
We can help arrange a comprehensive insurance policy tailored to the unique risks your club faces.
Whether you run a traditional working men’s club or a lively social club hosting public events, we can arrange a bespoke insurance policy to suit your needs at the right price.
We work closely with you to understand your club’s unique requirements and provide a personal touch in every policy. Our goal is to help your club benefit from the best protection available, covering everything from legal costs to profit protection.
Speak to our team of experts for a free, no-obligation quote. Let us explain how we can help safeguard your club’s future.
You Could Save Over 35% With Us*
Contact our team to receive a no obligation, instant quote today.
Covers and Features
Standard Covers**
-
Up to £2 million public liability.
-
Up to £5 million product liability.
-
Professional indemnity insurance.
-
Employers liability insurance.
-
Contents insurance.
-
Flexible payment options including direct debit.
-
Access to a 24-hour legal helpline.
-
Access to documents anytime, anywhere via our secure portal.
Optional Covers**
-
Increased public liability insurance up to £10 million.
-
Buildings and contents cover.
-
Business interruption.
-
Glass cover.
-
Goods in transit.
-
Legal expenses.
-
Loss of rent receivable.
-
Money in safe.
-
Money on premises.
-
Tenants improvements.
-
Terrorism.
Premiums from as little as
In the past 12 months our customers have paid as little as £219 annually for social club insurance. That’s just £4 per week!
50% of our social club insurance customers paid less than £1,576 per annum.***
* Please click here to view our pricing disclaimer.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 51 policies sold between November 2024 to October 2025. 10 customers paid £219 or less, which represents 20%. £4 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.
Frequently Asked Questions
A
Some types of insurance may be a legal requirement for social clubs and sports clubs. Others might not be compulsory, but not having the right insurance for clubs can be detrimental. If you don’t have the necessary protection in place and an incident occurs, your club could be liable to pay costs or compensation. It makes sense to match your insurance cover to your club’s specific needs. This provides peace of mind that a claim won’t have a damaging impact on your club should the worst happen.
A
The cost of your insurance policy depends on your club’s individual needs. Our flexible policies can be tailored to fit your requirements and budget. Multiple options may be available from our panel of insurers – each with different features and prices. We’ll find you several social club insurance quotes, so you have all the information you need before deciding on the best cover for your club.
A
Social clubs often provide more than just a meeting place. You may host events, parties, community activities, or even have facilities like function rooms or guest accommodation. Whatever your club’s requirements, speak to one of our insurance specialists and we’ll arrange an appropriate policy for your club. In particular, you should consider business interruption cover to protect against unexpected loss of income. If your club owns its building, buildings insurance will cover the cost of rebuilding your premises should an incident occur that is covered under your policy. Additionally, some policies can include cover related to health and safety risks to protect your members and staff.
A
To operate a social club, you may need specific licences such as a premises licence and a personal licence, depending on the activities you run and whether you serve alcohol. You must meet certain criteria to obtain these licences. For detailed guidance, please refer to official licensing authorities or specialist advice.
A
Typically, the club’s committee, trustees, or management team are responsible for ensuring that insurance policies are appropriate and kept up to date. This is important to clarify when discussing your insurance needs with a broker.
Read our Latest Related Articles
Quotes from well-known and specialist insurers, including:
You Could Save Over 35% With Us*