£332
Insurance for Barbers
From traditional wet shaving, modern male grooming to the latest trend in cuts, whatever your speciality, you're focused on running your business and looking after your clients.
Our tailored barber shop insurance is as flexible as you are. So while you’re making your clients feel good about themselves, you can feel confident your business is protected.
Key Features and Benefits
- Premiums from as little as £332.***
- Quotes from a panel of A-rated insurers.
- Single, flexible policy – tailor-made to suit your requirements.
- Dedicated adviser to support you throughout your policy.
- No mid-term amendment fees should you need to make a change.
- Policies include up to £5 million for public and product liability and professional treatment liability cover.
- Cover whether working from a salon or shop, your own home, or a client's premises.
- Access to a 24-hour legal helpline.
- Flexible payment options including direct debit.
- Access to documents anytime, anywhere via our secure portal.
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What Type of Barber Insurance do you Need?
Regardless of your skill and expertise, accidents happen. The good news is the right barber insurance will protect you and your business if you face a close shave.
We can arrange a barber insurance policy that's designed to suit your business. If you prefer to purchase your salon/shop insurance online, no problem! Use our digital platform.
Our barber insurance cover can include:
Public liability insurance
Imagine if a client injures themselves after tripping over your clipper cable, or you accidentally snip someone's ear during a trim. If a client, supplier or a member of the public suffers illness or injury or their property is damaged – due to your negligence, barber public liability insurance cover protects your business. It will cover any legal fees and compensation costs you're required to pay.
Employers liability insurance
In most cases, this insurance is a legal requirement if you employ staff for your barber business, whether casual, temporary or permanent.
Property damage
Consider the impact on your clients and your business if any tools of your trade, stock or supplies were lost, damaged or stolen. You’d have no option but to cancel your appointments. Property insurance will cover the cost of replacing your valuable barber kit, ensuring minimal disruption to your business.
Product liability insurance
If you offer treatments or use products that could harm your clients, you need product liability insurance to protect against potential costly legal fees and compensation costs. We offer a standard range of treatment covers, but our team can provide guidance if you need something unique.
Goods in transit insurance
If you offer mobile barber services, you'll need to protect your valuable equipment and any stock when travelling to and from your appointments. Goods in transit insurance will safeguard your valuable tools and products from damage while on the move.
Our team can help you choose the right coverage if you're unsure about your insurance needs. Also, if you primarily use one vehicle for work, think about commercial vehicle insurance.
For unexpected incidents, such as a loss of access to running water, additional cover is available, which will protect you in the event of disruption to your business.
You may also want to consider personal accident cover to help keep the money coming in should an accident leave you temporarily unable to run your business.
What's Insured?
Standard Covers**
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Accidental damage.
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Book debts/account receivable.
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Business interruption.
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Contents.
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Employers' liability.
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Glass.
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Money in safe.
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Money on premises.
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Public and products liability.
Optional Covers**
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Buildings.
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Embedded breakdown.
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Goods in transit.
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Legal expenses.
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Loss of rent receivable.
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Subsidence.
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Tenants improvements.
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Terrorism.
Premiums from as little as
In the past 12 months our customers have paid as little as £332 per annum for barbers insurance. That’s just £6 per week!
50% of our barber customers paid less than £407 per annum.***
Unsure as to what insurance you need?
Call us to discuss what kind of cover you need, our friendly team is always happy to help.
Barber insurance FAQs
A
Yes, barbers typically need insurance to protect against liability claims, accidents, and property damage. This cover includes general liability, professional liability, and property insurance to safeguard their business and clients.
A
The cost of barber shop insurance depends on your individual business needs. Policies are flexible and can be adapted to fit your requirements. Whether you’re freelance, self-employed, run a barber shop or a mobile business, we can match you with the right policy at the right price.
A
Your barber shop typically needs several types of insurance. These include public liability to cover accidents and injuries, professional liability for potential claims of negligence, product liability if you sell treatments, property insurance to protect assets, and employers liability if you employ staff. The exact cover you need can vary depending on your shop's size and specific needs.
A
Yes, a customer can potentially sue a barber for injuries or damages resulting from a treatment/service. They may file a lawsuit if they believe the barber's actions were negligent or caused harm. Public liability insurance can help barbers in such situations, covering legal expenses and potential compensation.
* Click here to view our pricing disclaimer.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 150 policies sold in 2023. 24 customers paid £332 or less, which represents 16%. £6 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.
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