Insurance for mobile beauticians that’s as flexible as you are.
Whatever type of beauty business you run, your clients expect care and expertise; whether you’re performing regular treatments or giving a bridal beauty treatment. So to protect your business, your earnings and your reputation, you need adequate mobile beauty insurance in case something goes wrong.
At smei, we can arrange a single, flexible mobile beauty insurance policy that covers a wide range of beauty treatments and therapies. Running your own mobile business keeps you busy. Let us do the hard work and arrange a bespoke policy to suit your specific needs.
As a mobile beautician, you’ll also likely need goods in transit cover to protect your valuable equipment and any stock you transport. If you also use one vehicle mainly for work, you could consider small commercial vehicle insurance.
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Other Types of Beautician Insurance
If you employ people, whether they are casual, temporary, or permanent you may also need employers liability insurance.
Our mobile beauty insurance policy can cover your specialist tools and equipment should they become damaged or stolen. Ideally, you wouldn't want to pay for these out of your own pocket, so the right insurance can cover these costs.
Beauticians Public Liability Insurance and Product Liability
Beauticians public liability insurance protects you should a client, member of the public, or supplier suffer illness or injury, or their property become damaged - as a result of your negligence.
Unless under the supervision of a professional, technicians with two years of experience are usually covered by our beauty insurance policy. However, we can only provide cover for procedures you're qualified to perform.
No matter how skilled you are though, a misjudged temperature setting on hot wax could leave your client with a nasty burn, while equipment left on the floor could cause somebody to trip and hurt themselves.
If one of your clients has an allergic reaction from one of your treatments, product liability cover can give protection if they make a claim.
So having the right beauticians public liability cover is a vital part of your mobile beauty insurance.
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** Cover available may differ dependent upon insurer.
*** Data compared from 478 policies sold in 2020.
Excellent service, knowledgeable staff, just can't fault...Well done!Joe Skinner
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