mobile beauty insurance

Mobile Beauty Insurance

Insurance for mobile beauticians that’s as flexible as you are.

Whatever type of beauty business you run, your clients expect care and expertise; whether you’re performing regular treatments or giving a bridal beauty treatment. So to protect your business, your earnings and your reputation, you need adequate mobile beauty insurance in case something goes wrong.

At smei, we can arrange a single, flexible mobile beauty insurance policy that covers a wide range of beauty treatments and therapies. Running your own mobile business keeps you busy. Let us do the hard work and arrange a bespoke policy to suit your specific needs.

As a mobile beautician, you’ll also likely need goods in transit cover to protect your valuable equipment and any stock you transport. If you also use one vehicle mainly for work, you could consider small commercial vehicle insurance.

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91% of our customers would recommend our service

Other Types of Beautician Insurance

If you employ people, whether they are casual, temporary, or permanent you may also need employers liability insurance.

Our mobile beauty insurance policy can cover your specialist tools and equipment should they become damaged or stolen. Ideally, you wouldn't want to pay for these out of your own pocket, so the right insurance can cover these costs.

Beauticians Public Liability Insurance and Product Liability

Beauticians public liability insurance protects you should a client, member of the public, or supplier suffer illness or injury, or their property become damaged - as a result of your negligence.

Unless under the supervision of a professional, technicians with two years of experience are usually covered by our beauty insurance policy. However, we can only provide cover for procedures you're qualified to perform.

No matter how skilled you are though, a misjudged temperature setting on hot wax could leave your client with a nasty burn, while equipment left on the floor could cause somebody to trip and hurt themselves.

If one of your clients has an allergic reaction from one of your treatments, product liability cover can give protection if they make a claim.

So having the right beauticians public liability cover is a vital part of your mobile beauty insurance.

We can also arrange makeup artist insurancenail technician insurance and salon insurance?


Please click here to view our pricing disclaimer. 
** Cover available may differ dependent upon insurer.
*** Data compared from 478 policies sold in 2020.

Frequently asked questions

The type of cover you need depends on the type of hairdresser you are. For example, all hairdressers need to have public liability insurance to cover their legal liabilities in the case of damage or injury to clients. Salon owners will need business interruption cover to ensure they're protected if, for example, fire prevents the business operating. Mobile hairdressers may need goods in transit cover to protect business equipment and stock against damage while in transit between customers. If you're unsure of the type or level of cover you'll need, our team will be able to help guide you. The cost of your policy depends on your needs. Our policies are flexible and can adapt to fit your requirements. So whether you're a salon owner, freelancer, or are a mobile hairdresser, we will search for the cover you require and present you with the choices available. For example, multiple options may be available from our panel of insurers - each with differing features and prices. We will present you with the possibilities so you can make an informed decision on what option is most appropriate for you. Yes. No matter how skilled and experienced you are, accidents sometimes happen. A momentary lapse in concentration could result in an accidental snip on your client's ear, or a burn caused by hair straighteners. If you drop chemicals onto your client's expensive carpet, you could be left facing an expensive bill for replacement. Public liability insurance for mobile hairdressers provides cover if a client or member of the public sues you for injury or damage. This key element of your insurance could cover you for the compensation payment and any associated legal fees. Yes. As a mobile hairdresser, your clients are likely to vary greatly, from busy executives that are time-poor and love the convenience of a hairdresser coming to them, to the elderly who are unable to travel, or a bride preparing for her big day. However, they all have one thing in common: they expect a professional job and maybe a little pampering too. We provide Mobile Hairdresser specific insurance to make sure your business is covered.

91% of our customers would recommend our service

Excellent service, knowledgeable staff, just can't fault...Well done!

Joe Skinner

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