Insurance Distribution Directive Disclosures
Please find below a list of insurers who we could have approached for the products we offer, this means that for the product you have purchased we only approached one insurer for a quote but have alternative insurers available to us. In our opinion these are the insurers who provide the most competitive and broadest cover for the products listed. Please note, that due to our proposition governance process these could change as and when a product offering is reviewed.
Panel Insurers
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Contractors/Freelance |
Ageas |
Covea |
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Café, Takeaway, Restaurants |
Ageas |
AIG |
ARO |
AXA |
Regency (DTW 1991 at Lloyds) |
Allianz |
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Hairdressers/Salons |
Ageas |
AIG |
ARO |
AXA |
Regency (DTW 1991 at Lloyds) |
Allianz |
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Commercial/Residential Landlords |
ARO |
Allianz |
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Pubs/Hotels/Guest Houses/Bars |
AIG |
ARO |
AXA |
Regency (DTW 1991 at Lloyds) |
Allianz |
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Retail Shops |
Ageas |
AIG |
ARO |
AXA |
Regency (DTW 1991 at Lloyds) |
Allianz |
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Commercial Legal Expenses |
ARAG |
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Open Market Insurers
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Commercial Combined Package |
Allianz |
Aviva |
AXA |
NIG |
QBE |
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Commercial Vehicle |
Ageas |
Aviva |
AXA |
Covea |
Highway |
NIG |
RSA |
Sabre |
Active Auto Solutions (Motor Legal Expenses) |
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Contractors |
Allianz |
Ageas |
QBE |
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Cyber Package |
QBE |
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Commercial Vehicle Fleet |
Ageas |
Allianz |
Aviva |
AXA |
NIG |
QBE |
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Hotel Package |
Aviva |
AXA |
NIG |
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Management Liability Package |
AXA |
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Minibus |
QBE |
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Offices and Surgery |
Ageas |
Allianz |
Aviva |
AXA |
Covea |
NIG |
QBE |
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Professional Indemnity |
Allianz |
Aviva |
HCC |
QBE |
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Property Owners |
Ageas |
Allianz |
Aviva |
AXA |
Covea |
NIG |
QBE |
Vasek |
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Pubs & Restaurants Package |
Aviva |
AXA |
NIG |
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Shops & Salons Package |
Ageas |
Allianz |
Aviva |
AXA |
Covea |
NIG |
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Tradesman & Professionals Package |
Ageas |
Allianz |
Aviva |
AXA |
Covea |
NIG |
QBE |
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Working From Home Package |
Ageas |
AXA |
NIG |
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Commercial Combined |
AIG |
Carroll & Partners |
Breeze Underwriting |
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Directors’ and Officers’ |
Allianz |
Aviva |
HCC |
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Terrorism |
NMU |
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Manufacturers’ |
Allianz |
Ageas |
Aviva |
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Marine & Cargo |
Allianz |
Aviva |
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Wholesale |
Ageas |
Allianz |
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Printers |
Ageas |
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Warehouse & Storage |
Allianz |
Ageas |
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Engineering |
Allianz |
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Homeworkers |
Ageas |
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smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!
Rana Dincer
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