Freelancers insurance

Freelancer Insurance

Insurance for Freelancers and Self-Employed Workers

As every freelancer or self-employed worker knows, time is precious, so let us help make finding the insurance you need to protect your livelihood as easy as possible.

As an insurance broker, we’ll help you work out what cover you need, search our selection of insurers and gather suitable freelancer insurance quotes. Then once you’re happy with a suitable policy, we’ll get your cover set up – no stress, no fuss.

Your freelance insurance requirements will vary depending on the industry you work in, the type of work you do, and where you run your business from – therefore, we have a wide range of types of cover available for you to choose.

You Could Save Over 20%*

Contact our team to receive a no obligation, instant quote today.

91% of our customers would recommend our service

Available Covers**

  • Book debts.

  • Business contents.

  • Business interruption.

  • Directors' and officers' insurance.

  • Employers liability.

  • Engineering inspection.

  • Equipment breakdown.

  • Goods in transit.

  • Group personal accident and travel.

  • Legal expenses (higher limit for contractual disputes).

  • Marine cargo.

  • Money.

  • Office insurance.

  • Personal accident.

  • Product recall.

  • Products liability.

  • Professional indemnity.

  • Property damage.

  • Public liability.

  • Specified all risks.

  • Stock throughput (items insured at a third party premises).

  • Terrorism.

  • Theft by employee.

Why Freelancer Insurance is Important

Working on a freelance basis – whether you’re a management consultant, business consultant, marketing consultant, change consultant, project or programme manager, training consultant, graphic designer, copy writer or another type of freelancer – these roles bring a unique freedom to work the way you want – when and where you want. But that freedom also brings risk.

Who covers your back if something goes wrong? Who pays the bills if, for instance, the loss or theft of crucial equipment leaves you unable to work temporarily? Could you afford to run out and buy replacements, just like that? What if a customer accuses you of a failure in your advice or service and threatens legal action?

Without the safety net of an employer watching your back, recovering from these kinds of setbacks, is down to you alone. That is why freelancer insurance is so important. A commercial combined insurance policy, tailored to your needs and yours alone, is a simple and effective way to protect against all these risks – so you can get on with running your freelance business, on your terms.

Get Freelancer Insurance

We will make light work of finding you the right freelance insurance quote, contractor insurance quote, or sole trader insurance quote at the right price.

We know you’re busy, so we’ll provide advice and search for the freelance insurance you need, so you don’t have to. This will leave you to focus on your business, safe in the knowledge you’re protected. Contact us now.

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

91% of our customers would recommend our service

Wouldn’t go anywhere else! I have used smei for many years. I always get reminded when it’s that time again. I have always found them to be very helpful and they do try to get you the best deal.

Morag Ross

Quotes from well-known and specialist insurers, including:

Insurers smei work with

You Could Save Over 20%*