Premiums from as little as
Find First Class Post Office Insurance That’s Tailored For You
Your post office is vital, a local hub relied on by your local community to provide a wide range of services. That importance, as well as the diverse range of services you offer does, however, bring risk as well as reward.
You need to think about liabilities that can arise from injury, illness or property damage affecting staff and customers, money and stock, your premises and more – not forgetting that post offices can be tempting targets for criminals.
All this means getting the right post office shop insurance is vitally important to protecting your business and the important services it provides – insurance cover that is tailored to the specific set of risks you face.
That is where we come in. At smei we’ve made it our mission to make buying the right post office insurance as easy as possible. We’ll work with you to understand your business in detail, then find cover tailored to your needs – saving you valuable time and money along the way.
You Could Save Over 30%*
Contact our team to receive a no obligation, instant quote today.
Cover Available for Post Offices**
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Accidental damage.
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Book debts/accounts receivable.
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Buildings cover.
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Business interruption.
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Contents cover.
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Embedded machinery breakdown.
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Employers liability.
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Glass.
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Goods in transit.
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Legal expenses.
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Loss of rent receivable.
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Money at home of insured or authorised employee.
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Money on premises or in safe.
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Money on the premises outside business hours.
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Public and products liability.
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Subsidence.
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Tenants improvements.
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Terrorism.
£488
In the last 12 months our customers have paid as little as £488 per annum for post office insurance. That’s just £9 per week!
50% of our post office customers paid less than £1,080 per annum.***
Why Choose smei for Post Office Shop Insurance?
We’re a specialist broker, so working with us is different to going direct to an insurer – you can expect great service, expert, unbiased advice and the help you need to find the right post office cover at the right price.
- Get help to find an insurance policy that’s tailored to your needs.
- Ensure you only pay for the covers you need and want.
- Receive renewal reminders to help make sure your post office is never without insurance.
- Rely on specialist support to help smooth the way should you ever need to make a claim.
- Get all this for the best possible price – you could even save over 20% on your quote.*
Get a Post Office Shop Insurance Quote
We know you’re busy, so we’ve made it as easy as possible for you to find the right post office insurance quotes. All you need to do is give us some basic information about your business and we’ll find you a quote for cover that’s closely tailored to your needs.
There’s no waiting around – you can get a quote online or over the phone in minutes – and your cover can be set up immediately, without fuss.
* Please click here to view our pricing disclaimer.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 112 policies sold in 2023. 26 customers paid £488 or less, which represents 23%. £9 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.
Frequently Asked Questions
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Shop owners need insurance for several reasons, but the main benefit is to help shop owners mitigate financial risks and protect themselves, their employees and their customers. It helps provide peace of mind and financial security in the event of unexpected events or accidents.
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Yes, as a self-employed business owner, it’s important to have insurance protection in place. While the specific insurance needs may vary depending on the nature of your business, there are several types of insurance that are commonly recommended for self-employed business owners. To discuss the options, talk to one of our advisers today.
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The cost of shop insurance depends on a number of factors such as: the size of your business, the type of shop you run and how much stock you hold. To discuss your options or to compare the cover you have via another provider with what we could offer you, take advantage of our free business insurance check today.
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You Could Save Over 30%*