Your Produce is Central to the Running of Your Business so Insuring it Against Unexpected Events and Accidents is Imperative
Our flexible approach to tailor-made grocery insurance policies and our ability to cater for “non-standard” risks means that we may still be able to provide a policy to cover your business needs even if your particular circumstances may not be looked on favourably by some insurers.
Business insurance is important no matter what type of grocery store you own; be it a large mini-market or a small village store, as it protects your business against some of the risks and issues you face. Greengrocers are often at the heart of the high street.
Our insurers may be able to offer cover for:
- Premises with flat roofs.
- Risks with high sums insured.
- New start-up businesses.
- Proposals that have had large claims (including fire or flood).
Please note we are unable to offer quotations to businesses located in Northern Ireland.
You Could Save Over 20%*
Contact our team to receive a no obligation, instant quote today.
Book debts/account receivable
Money in safe
Money on premises
Public and products liability
Goods in transit
Loss of rent receivable
Premiums from as little as
50% of our grocer customer paid less than £1050.72 per annum.***
Why Business Grocers Insurance is Important
Much like any other business, you may need to take out employers liability insurance to protect you, should your employees be injured whilst working. Additionally to this, you may require public liability cover should something happen to your customers when they visit your store.
Why Choose smei for Grocery Store Insurance
Whether you have unique circumstances that make it hard for you to find the right insurance or just need a standard policy, we can help.
We work with a special range of expert insurers so we can be flexible in finding you a grocers' insurance policy that covers everything you want it to.
This also means that we can find you the best possible price too. In fact, you could save over 20% by using us to broker your insurance!
* Please click here to view our pricing disclaimer.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 363 policies sold in 2022. 80 customers paid as little as £519.61.
Frequently asked questions
Wouldn’t go anywhere else! I have used smei for many years. I always get reminded when it’s that time again. I have always found them to be very helpful and they do try to get you the best deal.Morag Ross
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