smei bar and wine bar insurance

Bar & Wine Bar Insurance

Flexible Insurance Policies for Wine Bars, Cocktail Bars and Other Licenced Venues

Each licenced premises and every licensee have varying needs of insurance cover and as a landlord you may already be aware that your business often falls in to a “high risk” category.  That is why we consider each bar insurance policy on its own merits, and we arrange the right protection against these risks on an individual basis – leaving you to concentrate on running your bar or wine bar.

Because we’re a broker, we have access to a selection of UK based insurers and can offer flexible policies to suit your requirements. This means that you can pick and choose which types of cover you need to protect your business. As a result you can create an all-encompassing bar insurance policy that provides protection for the risks that you face.

We're passionate about championing the high street and helping businesses like Cabovino Wine Bar & Tapas in New Brighton, Wirral (pictured above). Whether you run a local or a trendy city bar, we can arrange a bespoke insurance policy to suit you.

In addition to wine and bar insurance, smei also arrange pub insurance.

You Could Save Over 20%*

Contact our team to receive a no obligation, instant quote today.

90% of our customers would recommend our service

Cover Available for Bars and Wine Bars**

  • Accidental damage.

  • Book debts/account receivable.

  • Buildings cover.

  • Business interruption.

  • Contents insurance.

  • Embedded breakdown.

  • Employers liability.

  • Glass.

  • Goods in transit.

  • Legal expenses.

  • Loss of rent receivable.

  • Money in safe.

  • Money on premises.

  • Public and products liability.

  • Subsidence.

  • Tenants improvements.

  • Terrorism.

Premiums from as little as

£864 .92
In the past 12 months our customers have paid as little as £864.92 per annum for bar and wine bar insurance.

50% of our bar and wine bar customers paid less than £1,481.77 per annum.***

Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

*** Data compared from 35 policies sold in 2021. 5 customers paid as little as £864.92

90% of our customers would recommend our service

smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!

Rana Dincer

Quotes from well-known and specialist insurers, including:

Insurers smei work with

You Could Save Over 20%*