Pet Grooming Insurance

Pet and Dog Groomer Insurance

Pet groomer insurance is specifically designed to help protect your pet grooming business, your finances, and your customers’ pets should things go wrong.

But, whether it’s a spot of “pet pampering” they want, or just a regular coat and nail clip, pet owners want to be able to trust a groomer to take good care of their pets and do a professional job. So, it’s important to give owners peace of mind that their pets will be well looked after, happy and secure during their grooming treatments. Pet business insurance can offer that peace of mind that customers value.

Key features and benefits

• Quotes from a panel of A-rated insurers.
• Single, flexible policy — tailor-made to suit your requirements.
• Dedicated adviser throughout your policy.
• No mid-term amendment fees should you need to make a change.
• Up to £5 million for public and product liability.
• Access to a 24-hour legal helpline.
• Flexible payment options including direct debit.
• Access to documents anytime, anywhere via our secure portal.

Our Pet Groomers Insurance Cover

What Kind of Pet Grooming Insurance do You Need?

The right insurance can provide cover for property damage, lost earnings, customer injuries, legal defence costs, equipment cover, and more.

• Public liability – This will cover you if a customer or one of their pets has an accident or suffers damage to their personal property on your premises.
• Products liability – If you sell pet care items as part of your business, this cover can provide protection if one of your products causes harm or damage to your customers and their pets.
• Employers liability – You’re legally required to have this cover if you employ any staff. It provides protection if they make a claim against you for illness, injury or damage to personal property.
• Treatment liability – This can cover you if a treatment you provide results in illness or injury to the animals in your care.
• Care, custody and control – This covers loss by theft, loss or death of the animal in your care.
• Non-negligence – Covers injury to an animal in your care but not due to your negligence.
• Buildings insurance – This can cover your business premises against fire, flood, and other kinds of damage to cover the repair costs.
• Business interruption – This can provide cover and funding if your business has to stop running and you can't trade.
• Personal accident insurance – Covers your income if you're unable to work following injury or illness.
• Legal expenses – If you need legal help in combatting a claim, you can get help to cover the legal costs.
• Business equipment insurance – Cover for your equipment against theft, loss and accidental damage.