Mobile Hairdresser Insurance

Insurance that’s as flexible as you are, so running your business is slick and easy.

You’re likely to have a lot of different clients as a mobile hairdresser. From elderly people who are unable to get to a salon, to people who appreciate the convenience of a hairdresser coming to them, as well as those preparing for special occasions. One thing they all expect is a professional service and we provide tailored mobile hairdresser insurance to make sure you’re always covered.

Every skilled professional can sometimes make mistakes. Accidents can happen such as snipping a client’s ear or burning them with hot styling tools. As you’re working in other people’s homes you could also cause damage to their property, like dropping chemicals onto their carpet, and be left with a big bill. Public liability insurance for mobile hairdressers covers you if one of your clients or a member of the public sues you for injury or damage. This element of your mobile hairdressing insurance package could also cover you for compensation payments and any legal fees.

Likewise, if you’re providing a specific treatment and this causes injury to your clients, you’ll need treatment cover. We cover a wide range of treatments as standard, some of which you can see below. If you do need something specific, speak to our team and we can advise you on what’s available.

As a mobile hairdresser you may also need goods in transit cover to protect your valuable equipment and any stock you carry against damage. If you’re unsure of what cover you need, or at which level, our team can discuss this with you. If you also use one vehicle mainly for work, you could consider commercial vehicle insurance.

Did you know that smei also arranges makeup artist insurance, nail technician insurance and beauticians insurance?

* Please click here to view our pricing disclaimer.

** Cover available may differ dependent upon insurer.

*** Data compared from 177 policies sold in 2022. 25 customers paid less than £103.76.

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91% of our customers would recommend our service

Cover Available for Mobile Hairdressers**

  • Employers' liability

  • Goods in transit

  • Public liability

Hairdressing Treatments

  • Hair cutting, styling, washing, perming, drying, colouring, and bleaching

  • Hair extensions if incidental to mainstream hairdressing

  • Special treatment of hair – straightening and conditioning treatments

  • Use of clippers/trimmers

  • Use of electrical equipment such as tongs, curlers, straighteners, and hairdryers

Frequently asked questions

The type of cover you need depends on the type of hairdresser you are. For example, all hairdressers need to have public liability insurance to cover their legal liabilities in the case of damage or injury to clients. Salon owners will need business interruption cover to ensure they're protected if, for example, fire prevents the business operating. Mobile hairdressers may need goods in transit cover to protect business equipment and stock against damage while in transit between customers. If you're unsure of the type or level of cover you'll need, our team will be able to help guide you. The cost of your policy depends on your needs. Our policies are flexible and can adapt to fit your requirements. So whether you're a salon owner, freelancer, or are a mobile hairdresser, we will search for the cover you require and present you with the choices available. For example, multiple options may be available from our panel of insurers - each with differing features and prices. We will present you with the possibilities so you can make an informed decision on what option is most appropriate for you. Yes. No matter how skilled and experienced you are, accidents sometimes happen. A momentary lapse in concentration could result in an accidental snip on your client's ear, or a burn caused by hair straighteners. If you drop chemicals onto your client's expensive carpet, you could be left facing an expensive bill for replacement. Public liability insurance for mobile hairdressers provides cover if a client or member of the public sues you for injury or damage. This key element of your insurance could cover you for the compensation payment and any associated legal fees. Yes. As a mobile hairdresser, your clients are likely to vary greatly, from busy executives that are time-poor and love the convenience of a hairdresser coming to them, to the elderly who are unable to travel, or a bride preparing for her big day. However, they all have one thing in common: they expect a professional job and maybe a little pampering too. We provide Mobile Hairdresser specific insurance to make sure your business is covered.

91% of our customers would recommend our service

I’ve being using smei for almost 6 years now & the team always give a friendly professional service, good knowledgeable advice & are always most helpful. I have spoken to the same team members several times & I think that is really nice, they know what I need as a business & are always extremely happy to assist. I would definitely recommend smei to other businesses for their insurance needs.


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