Salon Insurance

Smei Offers a Range of Professional Beauty Insurance Products Designed to Meet the Needs of Hair and Beauty Salons 

As the owner of a hair or beauty salon you’re a key part of the community. Clients visit you for a professional service, to be pampered, and to look and feel good about themselves. The relationship you have with them is worth safeguarding, so for their protection and for your reputation, having adequate business insurance is essential.

At smei, we understand you’re probably run off your feet managing your hair or beauty salon, so we can arrange a single, flexible salon insurance policy that can be adapted to fit your specific requirements. Whether you run an independent salon or barbershop on the high-street, a large shopping centre-based salon, or a nationwide chain of beauty parlours, we can arrange a bespoke salon insurance solution especially for you.

If you prefer to purchase your salon insurance online, we also have a quote and buy platform available. We’re sure you will appreciate the flexibility and choice to purchase policies and receive your documents online anytime, anywhere! 

If you don't own your own salon, we can arrange specific Hairdressers Insurance too.

Other Types of Business Insurance for Salons

If you employ staff, whether they’re casual, temporary, or permanent employees, it is a legal responsibility to take out employers liability insurance. The products and treatments you provide could be harmful to your clients if carried out incorrectly or if your client suffers an allergic reaction. As long as salon staff have a minimum of two years’ experience or an experienced member of staff supervises them, product liability insurance will help protect you in the event of a claim. Unfortunately, we are unable to provide quotations to businesses located in Northern Ireland.

Your salon premises are a vital element of your business – without premises, it would be challenging for your business to operate – so you also need buildings insurance cover, plus protection for your valuable equipment.

Salon Public Liability Insurance

No two salons are the same, but you all have one thing in common. You have a duty of care to everybody that enters your premises, and for this reason public liability cover is one of the key components of your salon insurance policy.

Public liability insurance protects you if a customer, supplier, or member of the public suffers illness or injury, or damage to their property, because of your negligence. Having public liability insurance for your salon will cover the cost of a claim, plus any associated legal costs.

Did you know that smei arranges specialist nail technician insurance? Smei also arranges a host of specialist, professional beauty insurance products.

Quotes from well-known and specialist insurers, including: