Beauty & Beauticians Insurance

Beauty Business and Beautician Insurance

Smei offers a range of professional beauty insurance products designed to meet the particular needs of the hair and beauty industry.

Most beauty technician businesses are unique, like The Hair & Beauty Gurus in MediaCityUK, Manchester (pictured above), from operating within your own salon, to running a mobile beauty service, or renting a chair or room in a salon, or beauty parlour. Whatever type of beauty business you run, your clients expect care and expertise, whether you’re preparing a bride for her wedding or carrying out a regular treatment. So for their protection and your own reputation, you need adequate beauty insurance for your business in case something goes wrong.  

At smei, we can arrange a single, flexible beautician insurance policy that covers a wide range of beauty treatments and therapies. Whether you’re freelance, self-employed, or run a mobile business, we can arrange a bespoke beautician insurance policy to suit your specific requirements. If you prefer to purchase your salon insurance online, we also have an online platform available. 

Other Types of Business Beautician Insurance

Employers liability insurance may be a legal requirement if you employ staff for your beauty business, whether on a casual, temporary or permanent basis.

The tools and equipment necessary to run your beauticians or beauty business do not come cheaply, so by obtaining the right insurance, you're covered should they become damaged or are stolen.

If your client suffers an allergic reaction from one of your treatments, product liability cover will provide protection in the event of a claim, while if you run a mobile business, you’ll also need cover for any vehicles you use.

Beauticians Public Liability Insurance

Our beauty insurance policy typically covers technicians with a minimum of two years’ experience, unless supervised, and we can only arrange cover for the treatments you’re qualified to carry out. Regardless of your level of skill and expertise, a misjudged temperature setting on hot wax could leave your client with a nasty burn, while equipment left on the floor could cause somebody to trip and hurt themselves.

For these reasons and many more, having beauticians public liability cover is a vital part of your insurance. It protects you should a client, member of the public, or supplier suffer illness or injury, or their property become damaged - as a result of your negligence.

Did you know we also arrange Salon Insurance? It's perfect for those businesses with bigger requirements.

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