Boris and Co

Barbers Insurance

Protect Your Business With our Specialist Barber Insurance

 The barbering industry has boomed in recent years and unlike many hairdressers, barbers also offer services such as beard and moustache trimming or reshaping, hot towel facials, and cut-throat shaving. However, insurance is often the last thing on your mind when it comes to running a business.

We're passionate about championing the high street and helping barbers across the country. So to make it easy for you, we arrange flexible insurance which is tailored to your unique needs – so you can concentrate on your business knowing you are appropriately protected for the services you provide.

You Could Save Over 20%*

Contact our team to receive a no obligation, instant quote today.

90% of our customers would recommend our service

Standard Covers**

  • Accidental damage.

  • Book debts/account receivable.

  • Business interruption.

  • Contents.

  • Employers liability.

  • Glass.

  • Money in safe.

  • Money on premises.

  • Public and products liability.

Optional Covers**

  • Buildings.

  • Embedded breakdown.

  • Goods in transit.

  • Legal expenses.

  • Loss of rent receivable.

  • Subsidence.

  • Tenants improvements.

  • Terrorism.

Premiums from as little as

£286 .30

In the past 12 months our customers have paid as little as £286.30 per annum for barbers insurance.

50% of our barber customers paid less than £385.25 per annum.***


Other Types of Business Insurance for Barbers

Accidents can and do happen regardless of your experience or level of skill. Public liability insurance helps protect you and your business against unexpected accidents involving clients, members of the public, or suppliers.

Although some accidents can be avoided ‒ not everything in business is predictable. Product and treatment cover may protect you if a client has an allergic reaction or a treatment goes wrong. For unexpected incidents such as a loss of access to running water, additional cover is available which will protect you in the event of disruption to your business.

The equipment you use is essential to the running of your barber shop, without it you could lose out on income. Adequate cover against theft, fire, flood or damage will ensure you don’t have to spend a fortune replacing your equipment and products.

Barbers Public Liability Insurance

As a barber, dealing with sharp objects on a daily basis is the norm but unfortunately accidents can happen. A stumble or slip could result in a cut neck or a clipped ear, but if the correct cover is not in place, such accidents could be damaging to your business.

This is why we advise public liability insurance is a key element of your barber insurance policy. If a client, member of the public, or a supplier is injured, whilst on your premises, then you will be protected.

Frequently asked questions

The type of cover you need depends on the type of hairdresser you are. For example, all hairdressers need to have public liability insurance to cover their legal liabilities in the case of damage or injury to clients. Salon owners will need business interruption cover to ensure they're protected if, for example, fire prevents the business operating. Mobile hairdressers may need goods in transit cover to protect business equipment and stock against damage while in transit between customers. If you're unsure of the type or level of cover you'll need, our team will be able to help guide you. The cost of your policy depends on your needs. Our policies are flexible and can adapt to fit your requirements. So whether you're a salon owner, freelancer, or are a mobile hairdresser, we will search for the cover you require and present you with the choices available. For example, multiple options may be available from our panel of insurers - each with differing features and prices. We will present you with the possibilities so you can make an informed decision on what option is most appropriate for you. Yes. No matter how skilled and experienced you are, accidents sometimes happen. A momentary lapse in concentration could result in an accidental snip on your client's ear, or a burn caused by hair straighteners. If you drop chemicals onto your client's expensive carpet, you could be left facing an expensive bill for replacement. Public liability insurance for mobile hairdressers provides cover if a client or member of the public sues you for injury or damage. This key element of your insurance could cover you for the compensation payment and any associated legal fees. Yes. As a mobile hairdresser, your clients are likely to vary greatly, from busy executives that are time-poor and love the convenience of a hairdresser coming to them, to the elderly who are unable to travel, or a bride preparing for her big day. However, they all have one thing in common: they expect a professional job and maybe a little pampering too. We provide Mobile Hairdresser specific insurance to make sure your business is covered.

90% of our customers would recommend our service

smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!

Rana Dincer

* Click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

***Data compared from 149 policies sold in 2021. 27 customers paid as little as £286.30.

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You Could Save Over 20%*