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Barbers Insurance

Protect your business with our specialist barber insurance.

The barbering industry has boomed in recent years. Facial hair and beards are back in fashion and men are moving away from unisex hairdressers to embrace traditional barber shops (1)(2).

Unlike a lot of hairdressers, barbers typically perform different services including beard and moustache trimming or reshaping, hot towel facials, and cut-throat shaving. Insurance is often the last thing on your mind when it comes to running a business.

We're passionate about championing the high street and helping barbers like Boris & Co in Leeds, Yorkshire (pictured above). So to make it easy for you, we offer flexible insurance which is tailored to your unique needs – so you can concentrate on your business knowing you are appropriately protected for the services you provide.

You Could Save Over 15% With Us*

Mon-Fri: 8am - 6pm

Call our team to receive a no obligation, instant quote today.

 

Quote line: 0330 134 4564

Standard Covers**

  • Contents

  • Accidental damage

  • Glass

  • Business interruption

  • Employers liability

  • Public and products liability

  • Book debts/account receivable

  • Money in safe

  • Money on premises

Optional Covers**

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

  • Embedded breakdown

  • Goods in transit

  • Buildings

Premiums from as little as £41.04

In the past 12 months our customers have paid as little as £41.04 per annum for barbers insurance.

Over 55%**** of our barber customers paid less than £140 per annum in the past 12 months.

Other Categories of Business Insurance for Barbers

Accidents can and do happen regardless of your experience or level of skill. Public liability insurance helps protect you and your business against unexpected accidents involving clients, members of the public, or suppliers.

Although some accidents can be avoided not everything in business is predictable. Product and treatment cover may protect you if a client has an allergic reaction or a treatment goes wrong. For unexpected incidents such as a loss of access to running water, additional cover is available which will protect you in the event of business interruption.

The equipment you use is essential to the running of your barber shop, without it you could lose out on income. Adequate cover against theft, fire, flood or damage will ensure that you don’t have to spend a fortune replacing your equipment and products.

Barbers Public Liability Insurance

As a barber, dealing with sharp objects on a daily basis is the norm but unfortunately accidents can happen. A stumble or slip could result in a cut neck or a clipped ear but if the correct cover is not in place, such accidents could be damaging to your business.

This is why we make public liability insurance a key element of your barber insurance policy. If a client, member of the public, or a supplier is injured, or their property is damaged, as a result of your business then you will be protected.

 

(1) http://www.royalmailgroup.com/media/press-releases/beards-and-brow-remain-big-business-high-street

(2) http://observer.com/2016/03/face-it-the-beard-trend-is-here-to-stay/

 

Terms and Conditions

* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to smei, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.

** Standard and optional cover may differ dependent upon insurer.

*** Data compared from 7 policies sold between January 2016 and January 2017.

**** Based on 7 policies sold between January 2016 and January 2017, 4 customers paid less than £140.

HOW LONG DOES IT TAKE TO GET A QUOTE?

You can get a quote by telephone. On average a quote will take around 10 minutes over the phone, depending on the complexity of the business requirements.

HOW LONG WILL IT BE BEFORE I AM COVERED?

If you are arranging insurance on the phone, you can be covered straight away, subject to a 10% deposit. The remaining payment can be set up within 7 days. Be sure to let us know you want cover to start immediately. However if you don’t want immediate cover, you can specify a start date that suits you.

DO YOU COME OUT TO EVALUATE MY PREMISES AND BUSINESS WHEN PROVIDING A QUOTATION?

No, in most instances no one will come out to your premises. The quotation is based on what you tell us about your premises and business. It is up to you to inform us of anything you think may affect your insurance quote, information provided should be accurate and honest. However, on rare occasions the insurer may choose to visit your premises.

WHAT BARBER IS FEATURED ON THIS PAGE?

We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. Boris & Co in Leeds, Yorkshire is one of our high street heroes. Visit their website here: www.borisandco.co.uk

You Could Save Over 15% With Us*

Online quote form

Fill in our quick and easy form to receive a no obligation quote as soon as possible.

Direct quote line

Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4564

Mon-Fri: 8am - 6pm

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Customer Testimonials
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smei is always best. We have more than 10 hair salons and we work with them, never forget the renewal time, never renew the policy without asking, customer service always polite and solving the problems quickly.

Suleyman Demirdag

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