Other Categories of Business Insurance for Barbers
Accidents can and do happen regardless of your experience or level of skill. Public liability insurance helps protect you and your business against unexpected accidents involving clients, members of the public, or suppliers.
Although some accidents can be avoided not everything in business is predictable. Product and treatment cover may protect you if a client has an allergic reaction or a treatment goes wrong. For unexpected incidents such as a loss of access to running water, additional cover is available which will protect you in the event of business interruption.
The equipment you use is essential to the running of your barber shop, without it you could lose out on income. Adequate cover against theft, fire, flood or damage will ensure that you don’t have to spend a fortune replacing your equipment and products.
Barbers Public Liability Insurance
As a barber, dealing with sharp objects on a daily basis is the norm but unfortunately accidents can happen. A stumble or slip could result in a cut neck or a clipped ear but if the correct cover is not in place, such accidents could be damaging to your business.
This is why we make public liability insurance a key element of your barber insurance policy. If a client, member of the public, or a supplier is injured, or their property is damaged, as a result of your business then you will be protected.
(1) http://www.royalmailgroup.com/media/press-releases/beards-and-brow-remain-big-business-high-street
(2) http://observer.com/2016/03/face-it-the-beard-trend-is-here-to-stay/
Terms and Conditions
* We randomly surveyed 50 policyholders (2.36%) who obtained cover through us between April 2017 and October 2017. 60% made a financial saving by moving to SMEi, with an average saving of 13.5%. This data excludes commercial and residential insurance for landlords.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 7 policies sold between January 2016 and January 2017.
**** Based on 7 policies sold between January 2016 and January 2017, 4 customers paid less than £140.
SME Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in England & Wales (No: 03798294) at 1 Tower Place West, Tower Place, London EC3R 5BU. SME Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No: 306057). Marsh Ltd is registered in England & Wales Number 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU and is authorised and regulated by the Financial Conduct Authority (Firm Reference No 307511). Copyright © 2017 Marsh Ltd. All rights reserved.
