Other Categories of Business Insurance for Barbers
Accidents can and do happen regardless of your experience or level of skill. Public liability insurance helps protect you and your business against unexpected accidents involving clients, members of the public, or suppliers.
Although some accidents can be avoided not everything in business is predictable. Product and treatment cover may protect you if a client has an allergic reaction or a treatment goes wrong. For unexpected incidents such as a loss of access to running water, additional cover is available which will protect you in the event of business interruption.
The equipment you use is essential to the running of your barber shop, without it you could lose out on income. Adequate cover against theft, fire, flood or damage will ensure that you don’t have to spend a fortune replacing your equipment and products.
Barbers Public Liability Insurance
As a barber, dealing with sharp objects on a daily basis is the norm but unfortunately accidents can happen. A stumble or slip could result in a cut neck or a clipped ear but if the correct cover is not in place, such accidents could be damaging to your business.
This is why we make public liability insurance a key element of your barber insurance policy. If a client, member of the public, or a supplier is injured, or their property is damaged, as a result of your business then you will be protected.
(1) http://www.royalmailgroup.com/media/press-releases/beards-and-brow-remain-big-business-high-street
(2) http://observer.com/2016/03/face-it-the-beard-trend-is-here-to-stay/
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** Standard and optional cover may differ dependent upon insurer.
smei is a trading name of Marsh Commercial, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. Occasionally a representative from Marsh Commercial may contact you in response to your enquiry if your trade type is better suited to that area of the business.