Furniture Shop Insurance

Furniture can easily become damaged in a number of ways; by a member of the public or staff or in transit. Our policies can protect your goods and business from accidents.

Get a fast, no obligation quote which could save you over 20%* 0330 134 4564 Get a quote

Furniture Shop Insurance

Furniture can easily become damaged in a number of ways; by a member of the public or staff or in transit. Our policies can protect your goods and business from accidents.

As a broker, smei is not limited to the offerings of a single insurer. Our role is to select the most suitable insurance cover, based on your needs, from a panel of UK insurers, aiming to provide you with appropriate cover at a competitive price.

We’re passionate about independent high street businesses like Live Like The Boy in Colne, Lancashire (pictured above) and offering protection for their shops. We have a team of insurance experts who can offer help and specialist knowledge on the type and level of insurance a furniture shop will typically need. With over 7,000 retail establishments already on cover, you can be assured that we have the experience and expertise to look after your needs.

Insurance is there to protect your furniture shop in the event of an accident. From public liability insurance to business interruption cover, insurance protects you from the financial consequences of an unexpected event. So you can get on with running your business.

You Could Save Over 20% With Us*

Call our team to receive a no obligation, instant quote today.

Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 0330 134 4564

Standard Covers**

  • Contents insurance

  • Accidental damage

  • Glass

  • Business interruption

  • Employers' liability

  • Public and products liability

  • Book debts/account receivable

  • Money in safe

  • Money on premises

Optional Covers**

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

  • Embedded breakdown

  • Goods in transit

  • Buildings cover

Premiums from as little as £224.00

In the past 12 months our customers have paid as little as £224.00 per annum for furniture shop insurance.

50% of our furniture store customers paid less than £459.75 per annum.***

Why Insurance is Important for Furniture Shops

By taking out business insurance, you can make sure that the all-important aspects of your business are protected against any problems that may arise. Whether your stock is damaged in a flood, stolen, or a member of the public injures themselves in your shop – insurance covers the financial impact so you don’t have to worry.

Why Choose smei for Furniture Shop Insurance?

Because we’re a specialist broker, we work differently to traditional insurers. By choosing us to find your furniture shop insurance, we can:

  • Arrange an insurance policy that’s tailored to your needs.
  • Ensure you only pay for the covers that you need and want.
  • Provide renewal reminder dates so your furniture shop is never without insurance.
  • Find you all this for the best possible price – you could even save over 20% on your quote!

We have flexible payment options like monthly direct debits, however if you wish to pay up front you can use credit/debit cards, BACS, and American Express.


Once you have purchased your policy, you will be sent an email and sms with a link to your policy documents. They are also accessible by logging into the smei site and logging into your profile where all your policy documents are stored. If for any reason you cannot print your documents off or have technical issues then please call us on 0330 134 4602.


Yes, if you print your documents off they are valid policy documents.


We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. Live Like The Boy in Colne, Lancashire is one of our high street heroes. Visit their website: www.liveliketheboy.co.uk

Get a Furniture Shop Insurance Quote

We can give you a fast, no obligation quote in just a couple of minutes and all we need from you is basic information about your business, including personal details. These will be used for the purposes of the quotation only, and will be stored. A member of our team may use your telephone number or email to contact you to discuss your quotation further.

If you want your insurance to start the same day you get a quote, just let us know and we’ll be able to arrange that for you. Otherwise, let us know the day you want your policy to start.

Terms and Conditions
* Click here to view our pricing disclaimer. 

** Optional cover may differ dependent upon insurer. 

*** Data compared from 75 policies sold in 2020.

smei is a trading name of Marsh Commercial, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. Occasionally a representative from Marsh Commercial may contact you in response to your enquiry if your trade type is better suited to that area of the business. 

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Other Available Products
Feefo Reviews

of our customers would recommend our service based on Feefo

Provided by Feefo
Customer Testimonials
Speech mark
Every year I get good service from smei. They are very helpful on the telephone and explain any queries I have to my satisfaction

Stephen Jones

Read more
Existing Customers
Click here
Quotes from well-known and specialist insurers, including
Facebook Twitter LinkedIn