Insurance for Small Businesses
- Customers typically save 30%* with us.
- Quotes from a panel of A-rated insurers. We'll search the market for you.
- Feefo Platinum Trusted Service Award winners.
Smei: Why Choose Us
As a specialist insurance broker, we have a choice of products from a range of leading UK insurers, and we do all the hard work to put together a single solution specifically designed for your business. Each policy is tailored to your individual needs, so you won’t end up paying for cover you don’t need.
Why? Because we know, as a business owner, you may not have time to find out exactly what insurance you need or pore over the finer detail of the cover. That’s our job – to offer the free advice you need to get the right cover for your business.
We’re not like the comparison sites and direct insurers that want you to do the hard work yourself, we believe in providing a personal service you can rely on.
Smei is a name you can trust. We’re an award-winning insurance broker** and we’ve been helping businesses like yours since 2002. We aim to deliver the right business insurance for the UK’s high street shops and small businesses, easily and without fuss, at a competitive price.
Speak to our team of experts in insurance for SMEs for a free, no obligation quote.
You Could Save Over 30% with us*
The small business protection we offer
- Aesthetics Insurance
- Barbers Insurance
- Beauty and Beauticians Insurance
- Beauty Therapist Insurance
- Hairdressers Insurance
- Lash Tech Insurance
- Make Up Artist Insurance
- Mobile Beauty Insurance
- Mobile Hairdresser Insurance
- Nail Technician Insurance
- Salon Insurance
- Tanning Salon Insurance
- Tattooist Insurance
* Please click here to view our pricing disclaimer.
** https://www.smeinsurance.com/knowledge-and-resource-hub/feefo-reviews/
*** Standard and optional cover may depend on insurer.
You Could Save Over 30% with us*
Small business insurance FAQs
A
Business insurance is also known as commercial insurance. It’s designed to protect your business against the risks you face during your everyday practice.
We offer different types of business insurance cover to fit your needs, including public and product liability, professional indemnity and employers liability cover. We also offer specialist office contents and cyber security policies for office-based businesses.
Our insurance for small businesses can help protect you from the unexpected.
A
If you own a UK company and you employ staff, by law you may need employers liability insurance, a type of business insurance. Public liability cover can also offer important protection against certain risks your business faces.
If you provide a professional service, you may be at risk of having a claim brought against you. This is what business insurance can protect you against.
We also offer other types of business insurance to help you safeguard property and business equipment or help recover your IT systems.
Even if your business isn’t at fault, claims against your business can be exceedingly costly without the right policy in place.
A
The cost of business insurance policies depends on the type of insurance and the level of cover you need.
You’ll only pay for the amount of cover you need because you choose what goes into your policy.
We’ll calculate your premium (how much you’ll pay) based on a few things, including the nature of your business and the cover levels you chose. We also take into account the level of risk your business faces and how much a claim could cost.
Make sure you answer all our questions as accurately as you can to get the most suitable cover to best protect your business.
A
If you're unsure about the cover you need for your business, an insurance broker is best placed to tell you what kind of cover is best for your needs. Brokers will understand your industry, the market, and the products inside out.
Most brokers will also be able to provide you with impartial advice as they’re not tied to any one insurer. This means they can shop around for you to find the best cover for your needs at a competitive price.
A
It’s helpful to have any previous insurance policies handy, and any renewal documentation or information you have got so far. It doesn't matter if you don't have them though, we’ll guide you through the relevant questions.
We'll need some basic details about your business and property, if you have any tools or stock to insure for example, their value would be required also.
Read our Latest Related Articles
Quotes from well-known and specialist insurers, including:
You Could Save Over 30%*