Our Team of Insurance Specialists Understand the Challenges that Opticians Face on a Daily Basis.
That’s why our policies offer a wide range of cover for all your needs.
Running an opticians means you need to be aware of the different risks that can arise during the course of day-to-day trading. However, this also needs to be balanced with serving and managing customers who come through the door. No matter how hard you try, there is always the chance that accidents may happen.
This is where we can help. We have been providing insurance services to UK businesses since 2002 and currently handle in excess of 35,000 policies. As we have access to quotations from a selection of UK based insurers, we feel we are in an ideal position to source an opticians' insurance policy to match for your business needs, at a competitive premium.
If you find your requirements are more unique and fall outside the usual areas that insurers typically offer cover for, then we can often still provide a quotation. These include:
- Premises with flat roofs.
- Risks with high sums insured.
- Start-up businesses.
- Proposals that have had large claims (including fire or flood).
You Could Save Over 20%*
Contact our team to receive a no obligation, instant quote today.
Book debts/account receivable
Money in safe (if applicable)
Money on premises
Public and products liability
Goods in transit
Loss of rent receivable
Premiums from as little as
In the past 12 months our customers have paid as little as £363.37 per annum for opticians insurance.
50% of our optician customers paid less than £1,379.71 per annum.
Why Opticians' Insurance is Important
The insurance cover that you arrange should reflect the risks that are posed to you and your business. This may come in the form of cover for the variety of complex items of equipment that you use, the stock that you sell, the premises you work from, and the protection of your staff and customers alike.
By taking out an opticians' insurance policy that is bespoke to your business, you can rest assured that you can be protected to minimise the impact on your business should the event of an insured peril occur, such as a fire or flood.
About the Optician Industry
Opticians are people we trust to ensure that our eyes are healthy, and our vision is the best it can be to get on with our everyday lives. Glasses, contact lenses, and sunglasses are all available from the opticians and they can all be tailored to suit your particular prescription and needs.
We are often advised that eye tests should be carried out at least every two years with separate tests for glasses and contact lenses. Therefore, it is easy to see why opticians can become busy places. Whilst this is good news for the opticians themselves, it may cause other distractions to running their businesses. This is why it is important to ensure that opticians not only have the right qualified people working with them, but also that every aspect of the business is protected against potential risks with the right opticians' insurance.
* Please click here to view our pricing disclaimer.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 33 policies sold in 2021. 8 customers paid as little as £363.37.
Frequently asked questions
smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!Rana Dincer
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