Surgery Insurance

If you run a veterinary practice, dentist surgery, a medical practice or any other kind of business operating from surgery premises, as a broker we can help you find the right insurance quickly.

Get a fast, no obligation quote today 0330 134 4564 Get a quote

Surgery Insurance

If you run a veterinary practice, dentist surgery, a medical practice or any other kind of business operating from surgery premises, as a broker we can help you find the right insurance quickly and easily, so you can get on with running your business.

Why Surgery Insurance is Important

Surgery insurance is designed to give you peace of mind by protecting you and your business against unexpected mishaps – from damage to your premises and injuries to staff or customers, to claims made against any treatments you provide or prescriptions you issue.

It can help you to recover quickly if your surgery is affected by a serious incident like fire or flood ‒and even help replace lost income during any disruption to the normal running of the business.

At the same time, it can help to defend you and your finances if you are held liable for injury or illness affecting an employee or a customer on your premises. Professional indemnity insurance, meanwhile, can step in if you are accused of a failure in your professional duties, from errors and omissions in advice or diagnosis to the mis-prescription of drugs. It will fund any legal defence and cover damages awarded against you.

On top of that, the right surgery insurance should cover damage or losses, including money, resulting from a break-in or goods damaged in transit, and automatically adjust to reflect seasonal stock increases.

All in all, surgery insurance is vitally important – because, despite your best efforts, accidents and mistakes do happen, so the trick is to have cover in place that can minimise damage to your business and your professional reputation if they do.

Available covers*

  • Property damage.

  • Damage to medicines including refrigerated medicines.

  • Legal expenses.

  • Business interruption.

  • Public liability.

  • Products liability.

  • Employers liability.

  • Theft by employee.

  • Personal accident.

  • Book debts.

  • Money.

  • Goods in transit.

  • Specified all risks.

  • Terrorism.

  • Claims Preparation fees for property damage claims.

Call our team to receive a no obligation, instant quote today.

Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 0330 134 4564

Surgeries can be home to a wide variety of businesses, and all need specialist business insurance to match – from medical practice insurance and veterinary surgery insurance, to insurance for dental practices and insurance for dental laboratories.

These surgery-based organisations are all part of a sizable sector. For instance, some 7,150[1] GP surgeries employ around 33,574 people[2] in England alone, while 3,783 veterinary surgeries employ around 20,000[3], and just over 12,000 dental practices employ over 110,000 people[4].

Of course, each type of surgery-based business is different, and each firm has its own individual make-up, but all provide vital health and well-being services for people of all ages, as well as their beloved pets.

That means trust is vital to attracting and retaining customers and patients – and a well-equipped surgery environment is very much part of that. So too is reputation. Accidents happen, and when they do, it is the ability to respond quickly, sufficiently, and professionally that matters most.

That’s why it’s really important to think carefully about your insurance needs or, better still, get expert guidance and support. An expert like smei can help you to consider all the risks you need to protect against and find the right insurance, at the right price.

Get a Surgery Insurance Quote

Peace of mind comes with buying the right insurance, at the right price – quickly and without fuss. So let us help you find the insurance you need to protect your business. We will help make buying your surgery insurance as easy as 1, 2, 3 ‒ so get in touch today for a quote.


Terms and conditions

*Available cover is dependent on insurer.


smei is a trading name of Marsh Commercial, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. Occasionally a representative from Marsh Commercial may contact you in response to your enquiry if your trade type is better suited to that area of the business. 


Using a broker to arrange your insurance may help reduce your workload and the associated time it takes you to search for your insurance. It is our aim to help you get value for money therefore we use the strength of our market position to negotiate with insurers, in advance, the product and premium pricing. We do this to help deliver the right product, at the right price for our customers. To present you with the options available to you, we compare insurance from a panel of UK insurers so that we can recommend a product to suit your business needs.


You can get a quote by telephone. On average a quote will take around 10 minutes over the phone, depending on the complexity of the business requirements.


If you are arranging insurance on the phone, you can be covered straight away, subject to a 10% deposit. The remaining payment can be set up within 7 days. Be sure to let us know you want cover to start immediately. However if you don’t want immediate cover, you can specify a start date that suits you.


We are open Monday to Friday, 8am until 6pm.

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

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Thank you again for all your help finding us a competitive and reasonable price for our property. I shall definitely be in contact again for future quotes, thank you once again, much appreciated.

Mr Ismail Patel

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