Surgery Insurance
If you run a veterinary practice, dentist surgery, doctors surgery, medical practice, operate from a private practice, or work in any other kind of business operating from surgery premises, we can help you find the right insurance quickly and easily, so you can get on with running your business.
Why Surgery Insurance is Important
Surgery insurance is designed to give you peace of mind by protecting you and your business against unexpected mishaps – from damage to your premises and injuries to staff or customers, to claims made against any treatments you provide or prescriptions you issue.
It can help you to recover quickly if your surgery or practice is affected by a serious incident like fire or flood ‒ and even help replace lost income during any disruption to the normal running of the business.
At the same time, it can help to defend you and your finances if you are held liable for injury or illness affecting an employee or a customer on your premises. Professional indemnity insurance, can step in if you are accused of a failure in your professional duties, from errors and omissions in advice or diagnosis to the mis-prescription of drugs. It will fund any legal defence and cover damages awarded against you.
On top of that, the right surgery insurance should cover damage or losses, including money, resulting from a break-in or goods damaged in transit, and automatically adjust to reflect seasonal stock increases.
Trust is vital to attracting and retaining customers and patients – and a well-equipped surgery environment is very much part of that. So too is reputation. Accidents happen, and when they do, it is the ability to respond quickly, efficiently, and professionally that matters most.
That’s why it’s really important to think carefully about your insurance needs or, better still, get expert guidance and support. An expert like smei can help you to consider all the risks you need to protect against and find the right insurance, at the right price.
All in all, surgery insurance is vitally important – because, despite your best efforts, accidents and mistakes do happen, so the trick is to have cover in place that can minimise damage to your business and your professional reputation if they do.
