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Office and Surgery Insurance

Insurance for Offices, Surgeries, and Pharmacies

Dental Surgery Insurance

Dentists play a rewarding, varied role in the community, protecting the dental health of so many people. It is also a role that brings a wide variety of risk, so dental surgery insurance is vital.

Doctors Surgery Insurance

Doctors’ surgeries provide a wide-range of vital health services to the communities they serve. Given the complex array of risks doctors surgeries must navigate on a daily basis, insurance is key.

Medical Practice Insurance

Running a medical practice brings reward and risk in equal measure. You need tailored medical practice insurance you can depend on.

Office Insurance

Are you a solicitor, an accountant or a surveyor? It doesn’t matter what you do – if your business is office-based, as a broker we can help you find the insurance you need.

Private Practice Insurance

Running a private medical practice brings reward and risk in equal measure. You need tailored private practice insurance you can depend on.

Surgery Insurance

If you run a veterinary practice, dentist surgery, a medical practice or any other kind of business operating from surgery premises, as a broker we can help you find the right insurance quickly.

Vet Practice Insurance

Rely on smei to help protect your vet practice and your professional reputation.

You Could Save Over 30%*

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Offices, Surgeries, and Pharmacies Insurance

As a broker we offer a range of insurance products to meet the needs of offices, surgeries, and pharmacies – and each can be closely tailored to individual needs.

Although each and every office and surgery is likely to have its own unique character, all face a wide range of risks. Premises and contents must be protected, while all pose risks to staff and visitors.

It is the responsibility of business owners and managers to recognise and defend against these risks, to help protect their businesses, and their people, if the worst should happen.

Why Insurance is Important for Offices, Surgeries, and Pharmacies

Regardless of whether your business is an office or surgery-based, it is vital to understand the risks you face and prepare for them.

Office insurance and surgery insurance all offer tailored protection. One of our brokers will be happy to guide you in working out what insurance you need, as well as making clear if any aspects of your business fall outside of that cover.

Business insurance covers lots of risks that can affect offices and surgeries. It should include public and employers liability insurance, and maybe additional covers, like buildings and contents cover, and business interruption. Business interruption is crucial when an incident like fire or flood has caused damage to your building and disrupted the running of your business. It can help you keep working and even cover lost earnings until everything is back to normal.

We're passionate about protecting businesses like yours, so speak to one of our insurance experts about taking out the level of cover you need to protect your business, staff, and livelihood should the worst happen.

Premiums from as little as


In the last 12 months our customers have paid as little as £410 per annum for office and surgery insurance. That’s just £8 per week!

50% of our office and surgery customers paid less than £1,906 per annum.***

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

*** Data compared from 53 policies sold in 2023. 18 customers paid £410 or less, which represents 34%. £8 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.

Office and surgery insurance FAQs

We also offer a quote and buy online option for salon insurance.

With a hectic schedule, we’re sure you will appreciate the flexibility and choice to purchase policies and receive your documents online anytime, anywhere!

You Could Save Over 30%*