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Freelancer, Sole Trader and Self-Employed Insurance

As every freelancer, sole trader or self-employed worker knows, time is precious, so let us help make finding the insurance you need to protect your livelihood as easy as 1, 2, 3.

As an insurance broker, we’ll help you work out what cover you need, search the market and gather suitable freelancer, sole trader or self-employed insurance quotes and, once you’re happy with a suitable policy, get your cover set up – no stress, no fuss. Contact us to find out more.

Your insurance requirements as a freelancer, sole trader, or self-employed contractor will vary depending on the industry you work in, the type of work you do, and where you run your business from – therefore, we have a wide range of types of cover available for you to choose from.

Cover available*

  • Office insurance.

  • Business contents.

  • Property damage.

  • Legal expenses.

  • Business interruption.

  • Public liability.

  • Products liability.

  • Employers liability.

  • Theft by employee.

  • Personal accident.

  • Book debts.

  • Money

  • Goods in transit.

  • Specified all risks.

  • Terrorism.

  • Deterioration of refrigerated stock.

  • Legal expenses (higher limit for contractual disputes).

  • Equipment breakdown.

  • Product recall.

  • Marine cargo.

  • Engineering inspection.

  • Group personal accident and travel.

  • Directors and officers insurance.

  • Professional indemnity.

  • Fleet.

  • Stock throughput (items insured at a third party premises).

Get a quote

Mon-Fri: 8am - 6pm, Friday 23 August 8am - 4pm. Closed Monday 26 August.

Call our team to receive a no obligation, instant quote today.

Quote line: 0330 134 4704

Why Insurance is Important for Freelance, Sole Trader and Self-Employed Professionals

Working on a freelance , sole trader or self-employed basis – whether you’re a management consultant, business consultant, marketing consultant, change consultant, project or programme manager, training consultant, graphic designer, copy writer or another type of freelancer – these roles brings a unique freedom to work the way you want – when and where you want. But that freedom also brings risk.

Who covers your back if something goes wrong? Who pays the bills if, for instance, the loss or theft or crucial equipment leaves you unable to work temporarily? Could you afford to run out and buy replacements, just like that? What if a customer accuses you of a failure in your advice or service and threatens legal action?

Without the safety net of an employer watching your back, recovering from these kinds of setbacks, is down to you alone.  That is why freelancers insurance is so important. A commercial combined insurance policy, tailored to your needs and yours alone, is a simple and effective way to protect against all these risks – so you can get on with running your freelance business, on your terms.


About the Economy

Freelancing as a way of working is growing fast. In fact, it has grown by at least 25% since 2009 to represent around two million workers across a wide range of industries who, between them generate somewhere in the region of £100 billion[1].

Indeed, it is hard to overstate the growing importance of freelancing as a form of employment. It is thought that around 50% of the workforce at companies like Google and ASOS is made up of freelancers[2].

For many, freelancing brings a freedom and control that a salaried job does not. It’s a route to work life balance as well as a way to ensure valuable skills generate maximum reward. But the flip side is a lack of job security, or the safety net that comes with knowing an employer “has your back”’.

That is why the step into a freelance life needs careful consideration of the risks as well as the rewards – and mitigating those risks means taking out freelance insurance that protects your livelihood, without breaking the bank.


Get Freelancer Insurance, Sole Trader Insurance or Self-Employed Insurance

We will make light work of finding you the right freelancer insurance quote, sole trader insurance quote  or self-employed insurance quote at the right price – in fact, we’ll make it as quick and easy as 1, 2, 3.

We know you’re busy, so we’ll provide advice and search for the right insurance you need, so you don’t have to. This will leave you to get on with running your business safe in the knowledge you’re protected. Contact us to put us to the test.


Terms and conditions

*Optional covers may depend on insurer.




We will always do our utmost to beat your current price or other genuine like-for-like quotes you have been offered. We will offer you a quotation and policy best suited for your needs.


You will need to contact us quoting your policy number and we can then amend your details. Please note that the change of premises may affect the cost of your insurance.


Details on how to make a claim can be found in your policy documentation, however please feel free to contact us on 0330 134 4606 or email if you have any queries or would like some assistance.

Get a quote today

Online quote form

Fill in our quick and easy form to receive a no obligation quote as soon as possible.

Direct quote line

Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4704

Mon-Fri: 8am - 6pm, Friday 23 August 8am - 4pm. Closed Monday 26 August.

Feefo Reviews

of our customers would recommend our service based on Feefo

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Customer Testimonials
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The adviser on the phone was extremely helpful, realistic, and understanding of our insurance needs. She guided me through the process painlessly. I ended up with a very competitive quote compared with other brokers, and was very happy with how the policy was tailored to suit our business needs.

Mr H, North Wales., Rumdoodles

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