Selecting the insurance you need to protect your livelihood as a sole trader can be a confusing and time consuming business. But we’re here to help; to make sure the covers you need are included in your overall business insurance package.
Covers like sole trader public liability insurance, protect your business if a member of the public takes legal action for damage to their possessions, an injury, or death as a result of your negligence.
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Why Public Liability Insurance is Important for Sole Traders
Public liability insurance should be a key part of your overall business insurance arrangements if your business brings you into contact with the general public.
That’s because contact with the general public brings risk, whether you work directly with the public, or the public simply comes into contact with your work. A simple oversight, carelessness or negligence can lead to injury to a member of the public – a slip, trip or fall, or something more serious – and that can, in turn have serious consequences for your business.
Sole trader public liability insurance helps to protect you if a member of the public is injured, killed or their property is damaged as a direct result of your negligence. It can cover legal defence costs, the cost of repairing or replacing possessions, NHS hospital costs, and compensation awarded against you, the value of which will be dependent on your individual policy.
The question is how you would cover these costs if the worst should happen and you did not have sole trader public liability insurance to help defend your business, finances, and livelihood.
Get Sole Trader Public Liability Insurance
We’ll work with you to find the right public liability insurance as quick and easy as possible.
We know working as a sole trader can leave you short of time to deal with admin and paperwork, so we’ll offer advice and search for the insurance you need, so you don’t have to ‒ leaving you to get on with running your business. Get in touch to find out how we can help.
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** Standard and optional cover may differ dependent upon insurer.
smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!Rana Dincer
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