Sweet Shop Insurance

Sweet Shop Insurance

Find Sweet Shop Insurance That’s Hand-Picked For You

From candy canes to cola bottles – sweet shops tend to bring out the child in all of us. Most customers of all ages will admire your shop whether they’re reminiscing about the old days or discovering new treats. With so many visitors roaming your store you need sweet shop insurance to protect you in case something goes wrong. But when you’re running a busy shop, finding time to compare shop insurance quotes can be a challenge. That’s why we offer a one-stop-shop for all your sweet shop and confectioner insurance needs. 

No matter how careful you are, accidents and incidents can happen. You need to think about liabilities that can arise from injury, illness or property damage affecting staff and customers, money and stock, your premises and more.

Therefore getting the right sweet shop insurance is vitally important to protecting your business and the joy it brings to customers – insurance cover that is tailored to the specific set of risks you face.

That is where we come in. At smei we’ve made it our mission to make buying the right sweet shop insurance as easy as possible. We’ll work with you to understand your business in detail, then find cover that is tailored to your needs – saving you valuable time and hopefully money along the way.

You Could Save Over 20%*

Contact our team to receive a no obligation, instant quote today.

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Cover available for sweet shops**

  • Accidental damage.

  • Book debts/accounts receivable.

  • Buildings cover.

  • Business interruption.

  • Contents cover.

  • Embedded machinery breakdown.

  • Employers liability.

  • Glass.

  • Goods in transit.

  • Legal expenses.

  • Loss of rent receivable.

  • Money at home of insured or authorised employee.

  • Money on premises or in safe.

  • Money on the premises outside business hours.

  • Public and products liability.

  • Subsidence.

  • Tenants improvements.

  • Terrorism.

Why Choose smei for Sweet Shop Insurance? 

We’re a specialist broker, so working with us is different than going direct to an insurer – you can expect great service, expert, unbiased advice and all the help you need to find the right sweet shop cover at the right price.

  • Get help to find an insurance policy that’s tailored to your needs.
  • Ensure you only pay for the covers that you need and want.
  • Receive renewal reminders to help make sure your sweet shop is never without insurance.
  • Rely on specialist support to help smooth the way should the time comes to make a claim.
  • Get all this for a competitive price – you could even save over 20%* on your quote.

Get a Sweet Shop Insurance Quote

We know that you’re busy, so we’ve made it as easy as possible for you to find the right sweet shop insurance. All you need to do is give us some basic information about your business and we’ll find you a quote for cover that’s closely tailored to your needs.

There’s no waiting around – you can get a quote online or over the phone in minutes – and your cover can be set up immediately, without fuss.

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

Frequently asked questions

As a business providing food to the public, you'll be adhering to the relevant health and safety and food production measures, but things can still go wrong. You need home baking public liability insurance to cover you if, for example, someone has an allergic reaction to your food and they make a claim against you. Public liability insurance isn't a legal requirement, but it can cover the costs of any compensation due and legal fees associated with claims. As you constantly have members of the public filtering in and out of your supermarket, pubic liability insurance is essential. This cover will protect you if a shopper has an accident or their property is damaged as a result of you or your employee's negligence. If you have employees, by law you need employers liability insurance. This protects you if an employee becomes injured or seriously ill as a result of working for you. Stock insurance should be a high priority. Without your stock, you wouldn't be able to run your business. This type of cover protects you if your stock is damaged or stolen and needs replacing. It can also be increased around key dates when you would carry goods that are more expensive than usual, like at Christmas for example. Some types of insurance may be a legal requirement. Others will protect you and your supermarket in the event of a claim but are not compulsory. Not having the right insurance or inappropriate cover for your supermarket could be a false economy. For example, if you don't have public liability insurance and a customer trips over a box left on the floor you may be liable to pay costs of compensation. Therefore, it's important to consider all the risks facing your supermarket and match your insurance protection to your requirements which should provide you with peace of mind that a potential claim won't damage your business. Some types of insurance may be a legal requirement. Others will protect you and your charity shop in the event of a claim but are not compulsory. Your charity will likely to be interacting with members of the public on a daily basis, which means there's a risk of your charity's activities causing injury, illness or property damage to a third party. If an unexpected situation occurs, then you could be held liable for the damage, and financially responsible for legal fees and compensation. Public liability insurance for charities could cover you in this situation. Different types of charity shops have varying needs of protection. For example, your charity shop may sell everything from clothing and books, to electrical items such as televisions and sound systems, or you may need cover for fundraising events and activities. The policies that you include in your charity's insurance package may be influenced by a number of factors, including the size and nature of your charity, and the work it carries out. Why not speak to one of our advisers and let them know your requirements, and we'll look for a policy that best suits your needs. If you have employees, by law you need employers liability insurance. This protects you if an employee becomes injured or seriously ill as a result of working for you. As you have members of the public filtering in and out of your charity shop, pubic liability insurance is essential. This cover will protect you if a shopper has an accident or stock is damaged as a result of you or your employee's negligence. For charity shops, stock insurance should be a high priority. Without your stock, you wouldn't be able to run your business. This type of cover protects you if your stock is damaged or stolen and needs replacing. Some types of insurance may be a legal requirement. Others will protect you and your bike shop in the event of a claim but are not compulsory. Not having the right insurance for your bike shop could be a false economy. For example, if you don't have public liability insurance and a customer trips over equipment or boxes on the floor you may be liable to pay costs of compensation. Therefore, it makes sense to match your insurance protection to your requirements which should provide you with peace of mind that a potential claim won't damage your business. Each bike shop has varying needs of protection depending on a number of factors. Your bike shop may have a complex range of bicycles ranging from road and cyclocross bikes to mountain and hybrid bikes. Why not speak to one of our advisers and let them know your requirements, and we'll look for a policy that best suits your needs. For bike shops, stock insurance should be a high priority, especially given the value of the products you are selling. Without your stock, you wouldn't be able to run your business. This type of cover protects you if your stock is damaged or stolen and needs replacing. It can also be increased around busier seasonal periods when you may offer bikes and equipment that are more expensive or exclusive.

91% of our customers would recommend our service

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smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!

Rana Dincer

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You Could Save Over 20%*
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