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Jewellery Shop Insurance

Solid, valuable insurance cover for you.

As the owner of a jewellery shop, like Ashworth & Tennant Jewellers in Barrowford, Lancashire (pictured above), you will have a number of tasks to manage on a daily basis, from arranging displays of valuable and sometimes delicate items such as rings, necklaces, bracelets, earrings, bangles and brooches to ordering stock and managing your accounts. There is plenty to keep you busy. However finding the right insurance policy is something we can help you with so you can cross one job off your to-do list.

As we’re an insurance broker, we’ll take on the hard work for you. All you need to do is tell us what you want your insurance policy to cover. We work closely with specialist insurers to arrange a policy that covers the key areas of your business that you need protecting.

Whether you need specialist stock insurance or business interruption cover, we can arrange the right insurance for your jewellery shop.

Cover Available for Jewellery Shops

  • Accidental damage.

  • Public and products liability.

  • Employers liability.

  • Contents cover.

  • Buildings cover.

  • Business interruption.

  • Money on premises or in safe.

  • Money on the premises outside business hours.

  • Money at home of insured or authorised employee.

  • Goods in transit.

  • Glass.

  • Legal expenses.

  • Book debts/accounts receivable.

  • Loss of rent receivable.

  • Tenants improvements.

  • Subsidence.

  • Terrorism.

  • Embedded machinery breakdown.

You Could Save Over 15%*

Mon-Fri: 8am - 6pm

Call our team to receive your free, no obligation quote today.

Quote line: 0330 134 4564

* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to smei, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.

What Kind of Jewellery Shop Do You Insure?

Each jeweller has varying needs of protection. For example, your shop may sell a range of gold, silver and precious stones. Why not speak to one of our advisers and let them know your requirements, and we’ll look for a suitable policy for you.

Why Do I Need Jewellery Shop Insurance?

Not having adequate insurance for your jewellery shop could be a false economy and could result in unforeseen costs in the event of a claim. Therefore, it makes sense to match your insurance protection to your specific requirements when taking out your policy, leaving you with peace of mind that a potential claim won’t damage your business.

What Jewellery Shop Insurance Cover Do I Need?

As members of the public filter in and out of your jewellery shop, public liability insurance is essential. This cover will protect you if a shopper has an accident whilst in your shop or their property is damaged as a result of you or your employee’s negligence. Employers liability insurance will protect you if an employee becomes injured or seriously ill as a result of working for you. For jewellery shops, stock insurance should be a high priority. Without your stock, you wouldn’t have much of a business to run. Expensive jewellery is often a prime target for thieves, therefore this type of cover protects you if your stock is damaged, lost or stolen and needs replacing. It can also be increased around key dates when you may sell goods that are more expensive or exclusive than usual, such as Christmas.

What Optional Cover is Available?

As we work with a panel of specialist insurers, we can arrange the insurance you want and need. All you need to do is tell us what you would like including in your policy and we will arrange that for you.

How Much Does Jewellery Shop Insurance Cost?

The cost of your insurance policy depends entirely on your needs. Our flexible policies can be adapted to fit your requirements and your budget too. For example, multiple options may be available from our panel of insurers – each with differing features and prices. We will find you several possibilities so you can make an informed decision on which option is best for you.

WHICH JEWELLERY SHOP IS FEATURED?

We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. Ashworth & Tennant Jewellers in Barrowford, Lancashire is one of our high street heroes. Visit their website: www.diamondjewellery.co.uk

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Cover if your stock or materials are lost, stolen or damaged

Cigarettes and Tobacco

£

Photographic Equipment

£

Wines and Spirits

£

Clothing

£

DVDs, Blu-rays, CDs and Video Games

£

Jewellery

£

Electrical Equipment

£

All Other Stock

£

Please enter amount

£

This may include movable furniture, fixtures and other equipment with no permanent connection to the structure of the building.

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£

If you are a tenant you will be responsible for any improvements you have made.

Please enter amount

£

If yes, please enter amount. How much would it cost to rebuild your shop if it was badly damaged or destroyed entirely?

£

You Could Save Over 15% With Us*

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Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4564

Mon-Fri: 8am - 6pm

Feefo Reviews
90%

of our customers would recommend our service based on Feefo

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Customer Testimonials
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Always prompt, helpful, professional, polite and I feel they try to find the best insurance for my needs.

Joyce Galloway

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