Ice Cream Parlour and Dessert Shop Insurance

Ice Cream Parlour and Dessert Shop Insurance

Stay cool, with tailored ice cream parlour and dessert shop insurance

Finding the right insurance for your ice cream parlour or dessert shop can be complicated and time consuming. There are so many risks to consider – from slips, trips, and accidents to refrigeration failures, equipment breakdown, incidents affecting your premises and more.

All can have serious consequences if the worst should happen. Incidents affecting staff or customers can lead to expensive legal claims, while equipment breakdown could damage your stock and leave your profits literally melting away.

It doesn’t have to be that way. At smei we’ve made it our mission to make buying the right ice cream parlour and dessert shop insurance as easy as 1, 2, 3. We’ll work with you to understand your business in detail, then find ice cream parlour and dessert shop insurance that is tailored to your needs – saving you valuable time and money along the way.

You Could Save Over 20%*

Contact our team to receive a no obligation, instant quote today.

90% of our customers would recommend our service

Why choose smei for ice cream parlour and dessert shop insurance?

We’re a specialist broker, so working with us is different to going direct to an insurer – you can expect great service, expert, unbiased advice and all the help you need to find the right ice cream parlour and dessert shop cover at the right price.

  • Get help to find an insurance policy that’s tailored to your needs.
  • Ensure you only pay for the covers that you need and want.
  • Receive renewal reminders to help make sure your ice cream parlour or dessert shop is never without insurance.
  • Rely on specialist support to help smooth the way when the time comes to make a claim.
  • Get all this for the best possible price – you could even save over 20% on your quote.*

Get an ice cream parlour and dessert shop insurance quote

We know that you’re busy, so we’ve made it as easy as possible for you to find the right ice cream parlour and dessert shop insurance quotes. All you need to do is give us some basic information about your business and we’ll find you a quote for cover that’s closely tailored to your needs.

There’s no waiting around – you can get a quote online or over the phone in minutes - and your cover can be set up immediately, without fuss.

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

Frequently asked questions

As a business providing food to the public, you'll be adhering to the relevant health and safety and food production measures, but things can still go wrong. You need home baking public liability insurance to cover you if, for example, someone has an allergic reaction to your food and they make a claim against you. Public liability insurance isn't a legal requirement, but it can cover the costs of any compensation due and legal fees associated with claims. As you constantly have members of the public filtering in and out of your supermarket, pubic liability insurance is essential. This cover will protect you if a shopper has an accident or their property is damaged as a result of you or your employee's negligence. If you have employees, by law you need employers liability insurance. This protects you if an employee becomes injured or seriously ill as a result of working for you. Stock insurance should be a high priority. Without your stock, you wouldn't be able to run your business. This type of cover protects you if your stock is damaged or stolen and needs replacing. It can also be increased around key dates when you would carry goods that are more expensive than usual, like at Christmas for example. Some types of insurance may be a legal requirement. Others will protect you and your supermarket in the event of a claim but are not compulsory. Not having the right insurance or inappropriate cover for your supermarket could be a false economy. For example, if you don't have public liability insurance and a customer trips over a box left on the floor you may be liable to pay costs of compensation. Therefore, it's important to consider all the risks facing your supermarket and match your insurance protection to your requirements which should provide you with peace of mind that a potential claim won't damage your business. Some types of insurance may be a legal requirement. Others will protect you and your charity shop in the event of a claim but are not compulsory. Your charity will likely to be interacting with members of the public on a daily basis, which means there's a risk of your charity's activities causing injury, illness or property damage to a third party. If an unexpected situation occurs, then you could be held liable for the damage, and financially responsible for legal fees and compensation. Public liability insurance for charities could cover you in this situation. Different types of charity shops have varying needs of protection. For example, your charity shop may sell everything from clothing and books, to electrical items such as televisions and sound systems, or you may need cover for fundraising events and activities. The policies that you include in your charity's insurance package may be influenced by a number of factors, including the size and nature of your charity, and the work it carries out. Why not speak to one of our advisers and let them know your requirements, and we'll look for a policy that best suits your needs. If you have employees, by law you need employers liability insurance. This protects you if an employee becomes injured or seriously ill as a result of working for you. As you have members of the public filtering in and out of your charity shop, pubic liability insurance is essential. This cover will protect you if a shopper has an accident or stock is damaged as a result of you or your employee's negligence. For charity shops, stock insurance should be a high priority. Without your stock, you wouldn't be able to run your business. This type of cover protects you if your stock is damaged or stolen and needs replacing. The cost of your insurance policy depends entirely on your needs. Our flexible policies can adapt to fit your requirements and your budget too. Multiple options may be available from our range of insurers - each with differing features and prices. We will find you several possibilities so you can make an informed decision on which option is best for you. Some types of insurance may be a legal requirement. Others will protect you and your bike shop in the event of a claim but are not compulsory. Not having the right insurance for your bike shop could be a false economy. For example, if you don't have public liability insurance and a customer trips over equipment or boxes on the floor you may be liable to pay costs of compensation. Therefore, it makes sense to match your insurance protection to your requirements which should provide you with peace of mind that a potential claim won't damage your business. Each bike shop has varying needs of protection depending on a number of factors. Your bike shop may have a complex range of bicycles ranging from road and cyclocross bikes to mountain and hybrid bikes. Why not speak to one of our advisers and let them know your requirements, and we'll look for a policy that best suits your needs.

90% of our customers would recommend our service

smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!

Rana Dincer

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You Could Save Over 20%*