LLTB-Hero-646x280.jpg
Get a fast, no obligation quote which could save you over 15%* 0330 134 4564 Get a quote

Furniture Store Insurance

Furniture can easily become damaged in a number of ways; by a member of the public or staff or in transit. Our bespoke policies can protect your goods and business from accidents.

As a broker, smei is not limited to the offerings of a single insurer. Our role is to select the most suitable insurance cover, based on your needs, from a panel of UK insurers, aiming to provide you with appropriate cover at a competitive price.

We’re passionate about independent high street businesses like Live Like The Boy in Colne, Lancashire (pictured above) protect their shops. We have a team of insurance experts who can offer help and specialist knowledge on the type and level of insurance a furniture shop will typically need. With over 7,000 retail establishments already on cover, you can be assured that we have the experience and expertise to look after your needs.

You Could Save Over 15% With Us*

Mon-Fri: 8am - 6pm

Call our team to receive a no obligation, instant quote today.

Quote line: 0330 134 4564

Standard Covers**

  • Contents insurance

  • Accidental damage

  • Glass

  • Business interruption

  • Employers' liability

  • Public and products liability

  • Book debts/account receivable

  • Money in safe

  • Money on premises

Optional Covers**

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

  • Embedded breakdown

  • Goods in transit

  • Buildings cover

Premiums from as little as £76.65

In the past 12 months our customers have paid as little as £76.65*** per annum for furniture store insurance.

60%**** of our furniture store customers paid less than £700 per annum in the past 12 months.

Why Insurance is Important for Furniture Stores

Just like any other retail store, furniture shops will have stock waiting to be sold and it is important for that stock to be protected. By taking out business insurance, you can make sure that the all-important aspects of your business are protected against any problems that may arise. Ultimately you will want to protect your livelihood as best you can, so make sure you have the right insurance in place to protect your business should you need it. 

About the Furniture Industry

Furniture stores come in a variety of different forms; from those that exclusively sell living room, dining room, and bedroom furniture, to those second hand shops that provide a wider array of items. It is a diverse industry with significant variances in the type and size of stores, with many selling big name brands to small independent stores specialising in hand-made, unique pieces. 

Whichever type of store you run and whatever type of furniture you sell, there are a number of critical factors that need to be considered to help make your business a success, from staffing and product range, to taking care of your customers’ needs. By making sure that each one of these factors is looked after, will help to make your business run more smoothly.

 

Terms and Conditions
* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to smei, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.

** Optional cover may differ dependent upon insurer.

*** Data compared from 167 policies sold between January 2016 and January 2017.

**** Based on 167 policies sold between January 2016 and January 2017, 100 customers paid less than £700.

HOW CAN I PAY FOR MY POLICY?

We have flexible payment options like monthly direct debits, however if you wish to pay up front you can use credit/debit cards, BACS, and American Express.

HOW DO I GET MY DOCUMENTS?

Once you have purchased your policy, you will be sent an email and sms with a link to your policy documents. They are also accessible by logging into the smei site and logging into your profile where all your policy documents are stored. If for any reason you cannot print your documents off or have technical issues then please call us on 0330 134 4600.

ARE PRINTED COPIES OF MY INSURANCE DOCUMENTS VALID?

Yes, if you print your documents off they are valid policy documents.

WHAT FURNITURE BUSINESS IS FEATURED ON THIS PAGE?

We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. Live Like The Boy in Colne, Lancashire is one of our high street heroes. Visit their website: www.liveliketheboy.co.uk

You Could Save Over 15% With Us*

Online quote form

Fill in our quick and easy form to receive a no obligation quote as soon as possible.

Direct quote line

Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4564

Mon-Fri: 8am - 6pm

Feefo Reviews
92%

of our customers would recommend our service based on Feefo

Provided by Feefo
Customer Testimonials
Speech mark
Every year I get good service from smei. They are very helpful on the telephone and explain any queries I have to my satisfaction.

Stephen Jones

Read more
Log your renewal
Need a reminder?

Fancy a friendly reminder?

If you want one less thing to worry about, simply log your renewal and we’ll remind you nearer the time.

Log your renewal
Related News from SME
What does it take to run a busy hairdressing salon?

We met with Iain McIntosh from Salon M who helped us delve into the world or running a busy hairdressers. A thriving hair salon and a high street…

Read Article
The 10 Most Haunted Hotels in Britain 2018

The UK is home to many old and unusual hotels, so it’s no wonder some of them are reported to be haunted. Here are some of the most haunted hotels in…

Read Article
High Street Resurgence – Independent Stores to the Rescue

The last decade or so may have been a time of hardship on the high street, with big brands going to the wall and empty shops a common sight, but…

Read Article
Budget 2018: Good News for High Street Heroes?

Chancellor of the Exchequer, Phillip Hammond’s Budget 2018 contains a piece of potentially good news for UK retailers, and particularly the…

Read Article
Quotes from well-known and specialist insurers, including