Why Insurance is Important for Florists
When it comes to running your own business, it may seem that there aren’t enough hours in the day to do everything you need to do. However, one thing that you should never overlook is business insurance. The insurance we provide aims to protect the florist’s business and essentially their livelihood.
You may feel that you have planned for all the possible issues that could arise, however there is always a chance that something will crop up and take you by surprise. By having the right level of cover you can protect yourself, your staff, and your business should the unforeseen happen. Typically protection for florists will include cover for buildings and contents, public liability, loss of money, goods in transit, business interruption, and employers liability.
Speak with an insurance expert about your business and they can help you to understand what cover you may need for your business, so that should the unfortunate happen and you need to make a claim, your business will be protected.
About the Florist Industry
Flowers can make the celebration of those special and memorable occasions in your life. Perhaps this is why the floristry industry continues to thrive. While there are specialist florist providers and retailers selling flowers too, there are still many independent florists on the “high street”.
They come in a variety of types from sole trader florists working alone, to those that own their own premises, and employ staff. Weddings, birthdays, get-well-soon wishes or even just to say that you are thinking of someone, a beautiful bouquet of freshly cut flowers delivered to you is a wonderful surprise.
Terms and Conditions
* We randomly surveyed 50 policyholders (2.36%) who obtained cover through us between April 2017 and October 2017. 60% made a financial saving by moving to SMEi, with an average saving of 13.5%. This data excludes commercial and residential insurance for landlords.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 206 policies sold between January 2016 and January 2017.
**** Based on 206 policies sold between January 2016 and January 2017, 138 customers paid less than £350.
