Why Florists Insurance is Important
When it comes to running your own business, it may seem that there aren’t enough hours in the day to do everything you need to do. However, one thing that you should never overlook is flower shop insurance. The florists' insurance we provide aims to protect the florist’s business and essentially their livelihood.
You may feel that you have planned for all the possible issues that could arise, however there is always a chance that something will crop up and take you by surprise. By having the right level of cover you can protect yourself, your staff, and your business should the unforeseen happen. Typically insurance for florists will include cover for buildings and contents, public liability, loss of money, goods in transit, business interruption, and employers' liability.
Speak with an insurance expert about your business and they can help you to understand what cover you may need for your business, so that should the unfortunate happen and you need to make a claim, your business will be protected.
About the Florist Industry
Flowers can make the celebration of those special and memorable occasions in your life. Perhaps this is why the floristry industry continues to thrive. While there are specialist florist providers and retailers selling flowers too, there are still many independent florists on the “high street”.
They come in a variety of types from sole trader florists working alone, to those that own their own premises, and employ staff. Weddings, birthdays, get-well-soon wishes or even just to say that you are thinking of someone, a beautiful bouquet of freshly cut flowers delivered to you is a wonderful surprise.
Terms and Conditions
* We randomly surveyed 54 new business policyholders (12.5%) with insurance start dates between 12 April 2019 and 1 August 2019. 93% made a financial saving by moving to smei, with an average saving of 15.96%. This data excludes commercial and residential insurance for landlords.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 105 policies sold in 2019.
smei is a trading name of Marsh Commercial, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. Occasionally a representative from Marsh Commercial may contact you in response to your enquiry if your trade type is better suited to that area of the business.
