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You Could Save Over 15% With Us*

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Quote line: 0330 134 4564

Why Do You Need Insurance for Your Dry Cleaner or Launderette?

Dry cleaners insurance protects your business against the unique challenges it faces on a daily basis. If an accident happens to your employees, customers, or their belongings, you could be liable.

Insurance protects your business in the event of an unexpected incident – it could be an accident, flood, or intentional malicious damage.

So whether you own multiple stores or just one single outlet, speak to an expert about the type of cover you need and we’ll arrange something that’s a perfect fit for your business.

 

What Does Our Dry Cleaners and Launderette Insurance Policy Cover?

As standard, our dry cleaners insurance includes the most important covers which include the following:

Public Liability Cover

Public liability insurance protects your dry cleaners or launderette if a member of the public is injured, or their property is damaged because of your business. This is a particularly important cover as you deal with the public’s property on a daily basis.

Buildings and Contents Cover

Building and contents insurance protects the bricks and mortar of your shop as well as all the equipment inside too.

Employers Liability Cover

If you have employees working for you, you need to have employers liability insurance by law. This protects you if your employees become injured or ill as a result of working for you.

What Are Our Policy Options?

Our dry cleaners insurance policy options include both standard and optional covers. We can also help tailor your insurance policy to cover exactly what you need it to.

Standard Covers**

  • Contents insurance

  • Accidental damage

  • Glass

  • Business interruption

  • Employers' liability

  • Public and products liability

  • Book debts/account receivable

  • Money in safe

  • Money on premises

Optional Covers**

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

  • Goods in transit

  • Buildings cover

Premiums from as little as £252.00

In the past 12 months our customers have paid as little as £252.00**** per annum for dry cleaners insurance.

Over 55%***** of our dry cleaner customers paid less than £625.00 per annum in the past 12 months.

HOW DO I KNOW I AM GETTING A GOOD DEAL?

We’re a broker which means we aren’t tied to any particular insurer. We search and compare products from a number of UK insurers, so you can choose the right product for you and your business, at the right price. To offer you these insurance options, we use the strength of our market position and our close relationships with the insurers to negotiate the best possible cover and prices we can for our clients.

WHAT DO I DO IF I NEED TO MAKE A CLAIM?

Details on how to make a claim can be found in your policy documentation, however please feel free to contact us on 0330 134 4606 or email claims@pclaims.co.uk if you have any queries or would like some assistance.

IF I WAS TO FIND A LOWER QUOTE ELSEWHERE ARE YOU ABLE TO MATCH OR BEAT IT?

We will always do our utmost to beat your current price or other genuine like-for-like quotes you have been offered. We will offer you a quotation and policy best suited for your needs.

WHAT DRY CLEANERS IS FEATURED ON THIS PAGE?

We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. Status Dry Cleaners in Padiham, Lancashire is one of our high street heroes.

Terms and Conditions
* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to SMEi, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.

** Optional cover may differ dependent upon insurer.

*** Data compared from 17 policies sold between November 2017 and November 2018.

**** Based on 17 policies sold between November 2017 and November 2018, 10 customers paid less than £625.

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Cover if your stock or materials are lost, stolen or damaged

Cigarettes and Tobacco

£

Photographic Equipment

£

Wines and Spirits

£

Clothing

£

DVDs, Blu-rays, CDs and Video Games

£

Jewellery

£

Electrical Equipment

£

All Other Stock

£

Please enter amount

£

This may include movable furniture, fixtures and other equipment with no permanent connection to the structure of the building.

Please enter amount

£

If you are a tenant you will be responsible for any improvements you have made.

Please enter amount

£

If yes, please enter amount. How much would it cost to rebuild your shop if it was badly damaged or destroyed entirely?

£

You Could Save Over 15% With Us*

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Related Articles

How do you make a success of an independent, high street dry cleaning business?

We met Gary Scholey, owner of Padiham favourite, Status Dry Cleaners, to find out what sets the business apart.

Posted 28/11/2018
Feefo Reviews
94%

of our customers would recommend our service based on Feefo

Provided by Feefo
Customer Testimonials
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We have saved £££s by switching our insurance to smei. Really easy to approach and always willing to answer queries without making you feel as though you are bothering them. We have been recommending smei to all my business colleagues.

Mrs Susan & Mr Ronald Firth

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