craft fair insurance

Craft Fair Insurance

Focus on Selling your Crafts Without Worrying Whether you have the Necessary Cover in Place to Protect your Business

As an insurance broker, we’ll help you work out what craft fair insurance you need, search our selection of insurers and gather suitable craft stall insurance quotes. Then once you’re happy with a suitable policy, we’ll get your cover set up – no stress, no fuss.

Your craft fair insurance requirements will vary depending on the type of crafts you do. We can cover a wide range of crafts and have a variety of different covers available for you to choose from, so contact us to find out more.

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Contact our team to receive a no obligation, instant quote today.

91% of our customers would recommend our service

Available Craft Fair Insurance Covers**

  • Contents and stock.

  • Employers liability.

  • Personal accident.

  • Product liability.

  • Public liability.

  • Theft of takings.

  • Tools.

Why Craft Fair Insurance is Important

If you run a stall, either at a permanent location or a pop-up there are many risks to consider. Craft fairs can be busy places and accidents can happen. For example, if someone trips over an unattended box, cable, or part of your stall, you could be liable for any injury they suffer, or any damage caused. Similarly, if you bump into another person’s stall and damage their products, craft fair public liability insurance can cover the costs you incur. It’s also likely if you’re renting a stall or space in a venue, you will be required to have the right liability insurance in place.

Depending on what you sell, your products could have the potential to cause harm to your customers. Your crafted objects could be sharp and cause an injury, or things like soap and cosmetics could cause irritations or even illness. Product liability insurance can protect your business and cover the costs if your customers bring a claim against you. Even if you only sell your products at certain times of the year, like at Christmas, it’s important to have cover all year round, because your cover needs to be in place when the injury or damage occurs, not just when you sold the product.

If your usual venue is closed, and you can’t sell to your customers, business interruption insurance could cover your loss of earnings for the days when you are unable to sell your crafts. Losing your stock, raw materials or tools could also stop your business in its tracks. Contents and stock insurance can help with recovery costs to get you back to work quickly.

If you have any employees that help you produce your stock or sell your products at craft fairs and events, you are legally required to have employers liability insurance. You may also be taking multiple cash payments for your products, so making sure this is protected with cover like theft of takings is vital.

Without the right insurance in place, recovering from a claim or loss is down to you. A craft fair insurance policy, tailored to your needs protects you, your business, your staff, and your customers, so you can get on with your craft.

Get Craft Fair Insurance

We will make light work of finding you the right craft fair insurance quote at the right price. We know you’re busy, so we’ll provide advice and search for the insurance you need, so you don’t have to. This will leave you to focus on your business and continue crafting knowing you’re well protected. Contact us now.

In addition to craft fair insurance, smei also provides tailored market trader insurance and shop insurance.

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

Frequently asked questions

As a business providing food to the public, you'll be adhering to the relevant health and safety and food production measures, but things can still go wrong. You need home baking public liability insurance to cover you if, for example, someone has an allergic reaction to your food and they make a claim against you. Public liability insurance isn't a legal requirement, but it can cover the costs of any compensation due and legal fees associated with claims. As you constantly have members of the public filtering in and out of your supermarket, pubic liability insurance is essential. This cover will protect you if a shopper has an accident or their property is damaged as a result of you or your employee's negligence. If you have employees, by law you need employers liability insurance. This protects you if an employee becomes injured or seriously ill as a result of working for you. Stock insurance should be a high priority. Without your stock, you wouldn't be able to run your business. This type of cover protects you if your stock is damaged or stolen and needs replacing. It can also be increased around key dates when you would carry goods that are more expensive than usual, like at Christmas for example. Some types of insurance may be a legal requirement. Others will protect you and your supermarket in the event of a claim but are not compulsory. Not having the right insurance or inappropriate cover for your supermarket could be a false economy. For example, if you don't have public liability insurance and a customer trips over a box left on the floor you may be liable to pay costs of compensation. Therefore, it's important to consider all the risks facing your supermarket and match your insurance protection to your requirements which should provide you with peace of mind that a potential claim won't damage your business. Some types of insurance may be a legal requirement. Others will protect you and your charity shop in the event of a claim but are not compulsory. Your charity will likely to be interacting with members of the public on a daily basis, which means there's a risk of your charity's activities causing injury, illness or property damage to a third party. If an unexpected situation occurs, then you could be held liable for the damage, and financially responsible for legal fees and compensation. Public liability insurance for charities could cover you in this situation. Different types of charity shops have varying needs of protection. For example, your charity shop may sell everything from clothing and books, to electrical items such as televisions and sound systems, or you may need cover for fundraising events and activities. The policies that you include in your charity's insurance package may be influenced by a number of factors, including the size and nature of your charity, and the work it carries out. Why not speak to one of our advisers and let them know your requirements, and we'll look for a policy that best suits your needs. If you have employees, by law you need employers liability insurance. This protects you if an employee becomes injured or seriously ill as a result of working for you. As you have members of the public filtering in and out of your charity shop, pubic liability insurance is essential. This cover will protect you if a shopper has an accident or stock is damaged as a result of you or your employee's negligence. For charity shops, stock insurance should be a high priority. Without your stock, you wouldn't be able to run your business. This type of cover protects you if your stock is damaged or stolen and needs replacing. Some types of insurance may be a legal requirement. Others will protect you and your bike shop in the event of a claim but are not compulsory. Not having the right insurance for your bike shop could be a false economy. For example, if you don't have public liability insurance and a customer trips over equipment or boxes on the floor you may be liable to pay costs of compensation. Therefore, it makes sense to match your insurance protection to your requirements which should provide you with peace of mind that a potential claim won't damage your business. Each bike shop has varying needs of protection depending on a number of factors. Your bike shop may have a complex range of bicycles ranging from road and cyclocross bikes to mountain and hybrid bikes. Why not speak to one of our advisers and let them know your requirements, and we'll look for a policy that best suits your needs. For bike shops, stock insurance should be a high priority, especially given the value of the products you are selling. Without your stock, you wouldn't be able to run your business. This type of cover protects you if your stock is damaged or stolen and needs replacing. It can also be increased around busier seasonal periods when you may offer bikes and equipment that are more expensive or exclusive.

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Excellent service, knowledgeable staff, just can't fault...Well done!

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