Clothes Shop Insurance from smei

Clothes Shop Insurance

Our flexible policies ensure that all areas of your shop are protected and this can include stock, cash, employees and members of the public.
SMEI
Get a fast, no obligation quote which could save you over 20%* 0330 134 4564 Get a quote

Clothes Shop Insurance

Our flexible policies ensure that all areas of your shop are protected and this can include stock, cash, employees and members of the public.

smei provides insurance for clothing shops through its specialist retail cover. Our experienced team has significant knowledge and expertise in the retail industry and can advise you on what insurance you need to ensure your business is fully protected.

We work with a selection of UK insurers, to help us source the right clothes shop insurance for your business and its specific risks, at the right price.

Why Clothes Shop Insurance is Important

Clothing stores, like Kimora Fashion & Lifestyle in Barrowford, Lancashire, have their own individual risks to consider, from high value designer goods in store, to the seasonal sales rush where customer numbers may increase dramatically. This is where business insurance can help you. Whether it is to protect your key assets, your premises, or your customers and staff, it is important to understand what the most relevant type of insurance cover is for you and your business.
You Could Save Over 20% With Us*
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Call our team to receive a no obligation, instant quote today.

Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 0330 134 4564

Standard Covers**

  • Contents insurance

  • Accidental damage

  • Glass

  • Business interruption

  • Employers’ liability

  • Public and products liability

  • Book debts/account receivable

  • Money in safe

  • Money on premises

Optional Covers**

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

  • Embedded breakdown

  • Goods in transit

  • Buildings cover

Premiums from as little as £229.20

In the past 12 months our customers have paid as little as £229.20 per annum for clothes shop insurance.

50% of our clothes shop customers paid less than £492 per annum.***

About the Fashion Industry

The fashion industry is diverse with a wide spectrum of stores ranging from discount outlets to designer boutiques. Every store is different with its own unique set of risks and it is vital that you have the right clothes shop business insurance in place in order to protect your livelihood.

Terms and Conditions
* Click here to view our pricing disclaimer.

** Optional cover may differ dependent upon insurer.

*** Data compared from 165 policies sold in 2020.

smei is a trading name of Marsh Commercial, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. Occasionally a representative from Marsh Commercial may contact you in response to your enquiry if your trade type is better suited to that area of the business.

 
FAQs See all FAQs
I AM MOVING TO NEW PREMISES – WHOM DO I NEED TO CONTACT?

You will need to contact us quoting your policy number and we can then amend your details. Please note that the change of premises may affect the cost of your insurance.

WHAT DO I DO IF I NEED TO MAKE A CLAIM?

Details on how to make a claim can be found in your policy documentation, however please feel free to contact us on 0330 134 4602 if you have any queries or would like some assistance.

HOW DO I KNOW I AM GETTING A GOOD DEAL?

We’re a broker which means we aren’t tied to any particular insurer. We search and compare products from a number of UK insurers, so you can choose the right product for you and your business, at the right price. To offer you these insurance options, we use the strength of our market position and our close relationships with the insurers to negotiate the best possible cover and prices we can for our clients.

WHAT CLOTHES SHOP IS FEATURED ON THIS PAGE?

We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. Kimora Fashion & Lifestyle in Barrowford, Lancashire is one of our high street heroes. Visit their Facebook page here: www.facebook.com/kimora.womenswear

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Please note we are unable to quote for Takeaway Delivery Drivers or Couriers - TEST

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Existing Customers
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