Clothes Shop Insurance

Our flexible policies ensure that all areas of your shop are protected and this can include stock, cash, employees and members of the public.

smei provides insurance for clothing shops through its specialist retail cover. Our experienced team has significant knowledge and expertise in the retail industry and can advise you on what insurance you need to ensure your business is fully protected.

We work with a selection of UK insurers, to help us source the right insurance for your business and its specific risks, at the right price.

Why Insurance is Important for Clothes Shops

Clothing stores, like Kimora Fashion & Lifestyle in Barrowford, Lancashire, have their own individual risks to consider, from high value designer goods in store, to the seasonal sales rush where customer numbers may increase dramatically. This is where business insurance can help you. Whether it is to protect your key assets, your premises, or your customers and staff, it is important to understand what the most relevant type of insurance cover is for you and your business.

About the Fashion Industry

The fashion industry is diverse with a wide spectrum of stores ranging from discount outlets to designer boutiques. Every store is different with its own unique set of risks and it is vital that you have the right business insurance in place in order to protect your livelihood.

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^{* We randomly surveyed 54 new business policyholders (12.5%) with insurance start dates between 12 April 2019 and 1 August 2019. 93% made a financial saving by moving to smei, with an average saving of 15.96%. This data excludes commercial and residential insurance for landlords.}

_{**Optional cover may differ dependent upon insurer.} 

_{*** Data compared from 308 policies sold between November 2017 and November 2018.}

_{**** Based on 308 policies sold between November 2017 and November 2018, 206 customers paid less than £630.}