Shop & Retail Insurance

We arrange insurance policies for a wide range of retailers from butchers to bakers, furniture stores to florists and lots in between.

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shop to let

Shop Insurance

Your shop is a vital part of the local community and so having the right insurance policy to avoid unexpected closure is critical.

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steaks

Butchers Insurance

A butchers shop contains many hazards to both workers and the general public so having the right insurance is critical to running your business.

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bread

Bakery Insurance

With access to quotations from a panel of UK insurers, we aim to offer cover that is competitive and meets the individual needs of bakers.

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shirts

Clothes Shop Insurance

Our flexible policies ensure that all areas of your shop are protected and this can include stock, cash, employees and members of the public.

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milk

Convenience Store Insurance

Your convenience store is likely to contain a wide variety of products that may need specialist cover. Our flexible policies can be tailored to your specific needs.

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iron

Dry Cleaners Insurance

As you handle chemicals on a daily basis, accidents can be severe. Our experienced advisers arrange flexible insurance policies to keep you and your business safe.

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flowers

Florists Insurance

Keeping your stock fresh is important in the daily running of your business. The right insurance policy will help to keep your doors open and your stock protected.

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furniture

Furniture Store Insurance

Furniture can easily become damaged in a number of ways; by a member of the public or staff or in transit. Our bespoke policies can protect your goods and business from accidents.

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tomateo

Grocer Insurance

Your produce is central to the running of your business so insuring it against unexpected events and accidents is imperative.

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wine

Off Licence Insurance

Off licences often have a unique set of hazards that standard insurance policies may not protect. We arrange bespoke insurance policies that offer extensive cover for all your needs.

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glasses

Opticians Insurance

Our team of insurance specialists understand the challenges that opticians face on a daily basis. That’s why our policies offer a wide range of cover for all your needs.

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pets

Pet Shop Insurance

There are many things to consider when owning a pet shop, and insurance to protect your animals, stock and the public should be at the top of your list.

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Feefo Reviews
4.6/5
Based on 172 reviews

92% of our customers would recommend our service.

Feefo
Customer Testimonials
SME Insurance is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you SME!

Rana Dincer

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