Hotel Insurance

SME Insurance Services has a team of insurance experts who specialise in insurance cover for the Hotels.

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Our Solution for You

Hotels are generally busy places, bustling with guests, staff, and suppliers. As there is so much going on you may face increased risks and challenges, which is why it’s essential to have the right insurance policy in place to protect your business should the unforeseen happen.

Although we can’t prevent accidents from occurring, we can make sure you have comprehensive cover in place. Here at SME Insurance Services, we’ve been providing insurance to the hospitality industry since 2002, so our experienced, team has the knowledge and expertise to put together a policy to suit your specific requirements.

 

You Could Save Over 10% With Us*

Mon-Fri: 9am - 6pm

Call our team to receive a no obligation, instant quote today.

Quote line: 0330 134 4564

Standard Covers**

  • Contents insurance

  • Accidental damage

  • Glass

  • Business interruption

  • Employers' liability

  • Public and products liability

  • Book debts/account receivable

  • Money in safe

  • Money on premises

Optional Covers**

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

  • Embedded breakdown

  • Goods in transit

Premiums from as little as £383.60

In the past 12 months our customers have paid as little as £383.60*** per annum for hotel insurance.

53%**** of our hotel customers paid less than £1500 per annum in the past 12 months.

Our Convenient and Competitive Solution

Although ultimately rewarding, running a hotel can be a time-consuming and often stressful venture. Because we appreciate the value of your free time, we know you don’t want to waste valuable time at the end of a long shift obtaining quotes from a range of providers to cover the various aspects of your business. 

By opting for business insurance from SMEi, you can rest assured that your hotel is in safe hands. As a specialist insurance broker, we have a choice of products from a range of leading UK insurers, and we do all the hard work to put together a single solution for you.  And because each policy is tailored to your individual needs, you won’t end up paying for cover you don’t need.

To discuss your requirements for hotels insurance, or to obtain a quote, call a member of our team today and we can create a solution especially for you.

A Comprehensive Business Insurance Solution

Our business insurance for hotels includes:

Public liability insurance:

To give you financial peace of mind in case a member of the public is injured or their property is damaged while on your premises.

Employers liability insurance:

If you employ staff at your hotel, you’re legally required to have employers liability insurance in case they make a claim for injury or illness while working for you.

Contents insurance:

Contents insurance covers all the fixtures and fittings you’ve purchased to make your hotel a comfortable place to stay, such as furniture, lamps, decorations, bathroom and kitchen fittings, etc. You should also include guests’ contents so their belongings are covered in the event of fire, flood, or theft.

Business interruption:

If your hotel is unable to fully operate due to repairs or if a supplier goes out of business, business interruption will help to reimburse you for loss of income and cover your overheads.

Buildings cover:

Your building is your most expensive asset – without it you have no business – so you need cover in case of fire, theft, flood, or accidental damage.

Financial cover:

To protect money on your premises, including money kept in a safe.

 

There are also a number of optional covers you can include, including subsidence, legal expenses, goods in transit, tenants improvements, and terrorism.

To find out more about our specialised business insurance for hotels or to obtain a quote, contact SMEi today to discuss your requirements with a member of our friendly, knowledgeable team. 

Terms and Conditions
* We randomly surveyed 50 policyholders (2.36%) who obtained cover through us between April 2017 and October 2017. 60% made a financial saving by moving to SMEi, with an average saving of 13.5%. This data excludes commercial and residential insurance for landlords.

** Optional cover may differ dependent upon insurer.

*** Data compared from 118 policies sold between January 2016 and January 2017.

**** Based on 118 policies sold between January 2016 and January 2017, 62 customers paid less than £1500.

 

You Could Save Over 10% With Us*

Online quote form

Fill in our quick and easy form to receive a no obligation quote as soon as possible.

Direct quote line

Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4564

Mon-Fri: 9am - 6pm

Related FAQs See all FAQs
HOW CAN I PAY FOR MY POLICY?

We have flexible payment options like monthly direct debits, however if you wish to pay up front you can use credit/debit cards, BACS, and American Express.

WHAT IF MY INSURANCE REQUIREMENTS CHANGE DURING MY POLICY TERM?

If something about your business or property changes, it may require you to adjust your policy. We can make the changes over the phone and update your cover as necessary. For example, if you wanted to fit an ATM machine in your shop, you should call us to check how it affects your insurance policy. It is always worth calling to check how changes to your business might affect your cover. Some alterations may increase your risk factors and therefore should you have to make a claim, you might have voided your policy by not informing us of changes made.

I HAVE PREVIOUSLY CLAIMED, CAN YOU STILL COVER ME?

Having a previous clam doesn’t necessarily mean you can’t be covered. New policies are done on a case-by-case basis, therefore please call us on 0330 134 4600 to discuss your circumstances.

Feefo Reviews
4.6/5
Based on 108 reviews

92% of our customers would recommend our service.

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Customer Testimonials
Always prompt, helpful, professional, polite and I feel they try to find the best insurance for my needs.

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