Guesthouse Insurance
Smei has a team of hospitality insurance experts who specialise in guesthouses.
Running a guesthouse can be hard work: you have to ensure your guests are well looked after, manage and liaise with suppliers, and either cook and clean yourselves or employ staff to do it. In undertaking these tasks, you may face a number of risks on a daily basis, so you need comprehensive guesthouse insurance to protect you, your customers and your reputation.
As your guesthouse itself is the main asset of your business, you will need buildings insurance in case of accidental damage, fire or storm damage for example. And for all of your fixtures and fittings, and your guests’ belongings, you’ll need contents insurance. If you offer food at your guesthouse, you’ll also need public and product liability to safeguard against potential food poisoning claims.
If you are unable to trade for a period of time, you may also want to consider business interruption insurance to cover any financial losses.
Smei has been working with small and medium sized businesses across the UK since 2002, and we appreciate that each individual business has its own risks and challenges. Our quality customer services team takes the time to learn about your business and arranges a flexible policy that meets your requirements, which can develop and grow as your guesthouse business evolves.
To find out more about our specialised guesthouse insurance, or to obtain a guesthouse insurance quote for your business, contact smei today for a chat with our friendly, knowledgeable team.
