Tanning Salon Insurance

Whether you own a sunbed shop, a mobile spray tanning business, or a tanning salon that offers sunbeds and spray tans – we can find the right insurance for you.

While the way you achieve a tan differs between sunbeds and sprays, spray tan and sunbed insurance provides the same essential protection for your business.

Insurance is a must-have but it can be time consuming to arrange. So you can focus on running your tanning salon, we’ll find you an insurance policy that covers exactly what you need, so you’re protected and have peace of mind should something go wrong. You won’t have to pay for cover that you don’t need and we will do the hard work you and find policies for you to choose from, from the UK’s leading and specialist insurers, so you can get on with running your business.

Why Insurance is Important for Tanning Salons

There are a few key covers your tanning salon insurance should include.

Liability Insurance

There are a couple of different types of liability insurance to consider.

Employers liability is a legal requirement if you have employees. It covers you if your staff are injured while working for you.

Public liability insurance isn’t a legal requirement, but if a member of the public is injured in your salon and seeks compensation, this protects you.

Business Interruption Cover

This type of cover can be a lifeline for your business. If there’s a major event which means you can’t run your business as normal, for instance a flood may mean that you can’t open the salon, then this cover protects you from income loss and pays for certain expenses until you’re able to run your business as normal again.

Treatment Risk Insurance

One of the biggest risks when dealing with beauty products and skin is an allergic reaction. Sometimes you can do everything right and your customer may still experience some unexpected effects. If that’s the case and the customer decides to seek compensation, treatment risk cover will pay compensation costs.

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_{* We randomly surveyed 54 new business policyholders (12.5%) with insurance start dates between 12 April 2019 and 1 August 2019. 93% made a financial saving by moving to smei, with an average saving of 15.96%. This data excludes commercial and residential insurance for landlords.}

_{** Covers may differ dependent upon insurer.}

_{smei is a trading name of Marsh Commercial, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. Occasionally a representative from Marsh Commercial may contact you in response to your enquiry if your trade type is better suited to that area of the business.}