Whether you own a sunbed shop, a mobile spray tanning business, or a tanning salon that offers sunbeds and spray tans – we can find the right insurance for you.
While the way you achieve a tan differs between sunbeds and sprays, spray tan insurance and sunbed insurance provides the same essential protection for your business.
Insurance is a must-have but it can be time consuming to arrange. So you can focus on running your tanning salon, we’ll find you an insurance policy that covers what you need, so you’re protected and have peace of mind should something go wrong. You won’t have to pay for cover you don’t need, and we'll do the hard work you and find policies for you to choose from, from the UK’s leading and specialist insurers, so you can get on with running your business.
You Could Save Over 20%*
Contact our team to receive a no obligation, instant quote today.
Standard Covers**
-
Accidental damage
-
Book debts/account receivable
-
Business interruption
-
Contents insurance
-
Employers liability
-
Glass
-
Money in safe
-
Money on premises
-
Public and products liability
Optional Covers**
-
Buildings cover
-
Embedded breakdown
-
Goods in transit
-
Legal expenses
-
Loss of rent receivable
-
Subsidence
-
Tenants improvements
-
Terrorism
Why Insurance is Important for Tanning Salons
There are a few key covers your tanning salon insurance and spray tan insurance should include.
Spray Tan Liability Insurance
There are a couple of different types of liability insurance to consider.
Employers liability is a legal requirement if you have employees. It covers you if your staff are injured while working for you.
Public liability insurance isn’t a legal requirement, but if a member of the public is injured in your salon and seeks compensation, this provides protection.
Business Interruption Cover
This type of cover can be a lifeline for your business. If there’s a major event which means you can’t run your business as normal, for instance a flood may mean that you can’t open the salon, then this cover protects you from income loss and pays for certain expenses until you’re able to run your business as normal again.
Treatment Risk Insurance
One of the biggest risks when dealing with beauty products and skin is an allergic reaction. Sometimes you can do everything right and your customer may still experience some unexpected effects. If that’s the case and the customer decides to seek compensation, treatment risk cover will pay compensation costs.
* Please click here to view our pricing disclaimer.
** Covers may differ dependent upon insurer.
Share this
smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!
Rana Dincer
Read our latest related articles
-
October 10, 2023
Introducing Our New Beauty and Aesthetics Insurance Scheme
Explore our innovative Beauty and Aesthetics Insurance Scheme - providing comprehensive cover designed to help protect your business and support growth within your ever changing world.
-
February 07, 2023
How to be a Successful Aesthetic Practitioner in the UK
We explore what’s involved in becoming an aesthetic practitioner and the risks you need to be aware of to be successful.
-
February 07, 2023
How to Turn a Hair Salon in Decline into a Luxury Experience and a Thriving Business
We take a look at how Hairworks owner, Ellen Cortes, pulled out all the stops to turn her salon into a thriving business.
-
February 07, 2023
Smei Launches Interactive High Street Tool to Help Small Businesses
By accessing the tool, you will be able to download helpful guides, hear from other business owners like you, calculate how much staff turnover is costing you, take advantage of our free insurance health check, and use the renewal date reminder form if they would like a quote at some point in the future.
-
February 06, 2023
Smei Celebrates Winning a Feefo Gold Trusted Service Award
Smei celebrates winning a Feefo Gold Trusted Service Award for delivering exceptional customer service…. again!
