Whether you own a sunbed shop, a mobile spray tanning business, or a tanning salon that offers sunbeds and spray tans – we can find the right insurance for you.
While the way you achieve a tan differs between sunbeds and sprays, spray tan insurance and sunbed insurance provides the same essential protection for your business.
Insurance is a must-have but it can be time consuming to arrange. So you can focus on running your tanning salon, we’ll find you an insurance policy that covers what you need, so you’re protected and have peace of mind should something go wrong. You won’t have to pay for cover you don’t need, and we'll do the hard work you and find policies for you to choose from, from the UK’s leading and specialist insurers, so you can get on with running your business.
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Standard Covers**
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Accidental damage.
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Book debts/account receivable.
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Business interruption.
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Contents insurance.
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Employers' liability.
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Glass.
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Money in safe.
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Money on premises.
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Public and products liability.
Optional covers**
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Buildings cover
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Embedded breakdown
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Goods in transit
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Legal expenses
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Loss of rent receivable
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Subsidence
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Tenants improvements
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Terrorism
Why Insurance is Important for Tanning Salons
There are a few key covers your tanning salon insurance and spray tan insurance should include.
Spray Tan Liability Insurance
There are a couple of different types of liability insurance to consider.
Employers liability is a legal requirement if you have employees. It covers you if your staff are injured while working for you.
Public liability insurance isn’t a legal requirement, but if a member of the public is injured in your salon and seeks compensation, this provides protection.
Business Interruption Cover
This type of cover can be a lifeline for your business. If there’s a major event which means you can’t run your business as normal, for instance a flood may mean that you can’t open the salon, then this cover protects you from income loss and pays for certain expenses until you’re able to run your business as normal again.
Treatment Risk Insurance
One of the biggest risks when dealing with beauty products and skin is an allergic reaction. Sometimes you can do everything right and your customer may still experience some unexpected effects. If that’s the case and the customer decides to seek compensation, treatment risk cover will pay compensation costs.
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** Covers may differ dependent upon insurer.
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