Nail technician smiling at work holding files and varnish. Nail technician insurance and nail tech insurance from smei

Nail Technician Insurance

Competitive, specialist business insurance for nail technicians.

SMEI
Get a fast, no obligation quote which could save you over 20%* 0330 134 4564 Get a quote

Nail Technician Insurance

We specialise in catering for the insurance needs of the hair and beauty industry.

Nail technician businesses vary greatly, from running a mobile business to renting a chair in a salon or nail parlour. Whatever type of nail business you run, your clients expect expertise, care, and a little pampering. For their protection and for your reputation, you need appropriate nail technician insurance in case something goes wrong.

At smei, we understand that each nail business is unique, so we can arrange a flexible policy that can be adapted to suit your specific nail tech insurance requirements. We can arrange a policy that covers a range of nail treatments, including nail art, extensions, manicures, the cutting and shaping of nails, nail varnishes, and nail coatings.

We're passionate about championing the high street and helping nail technicians like Christine's Beauty in Prestwich, Manchester (pictured above). So whether you’re self-employed, freelance, or mobile, we can arrange a specialist nail technician insurance policy that’s personalised especially for you.

You Could Save Over 20% With Us*

Call our team to receive a no obligation, instant quote today.

Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 0330 134 4564

Standard Covers**

  • Contents.

  • Accidental damage.

  • Glass.

  • Business interruption.

  • Employers liability.

  • Public and products liability.

  • Book debts/account receivable.

  • Money in safe.

  • Money on premises.

Optional Covers**

  • Legal expenses.

  • Subsidence.

  • Loss of rent receivable.

  • Tenants improvements.

  • Terrorism.

  • Embedded breakdown.

  • Goods in transit.

Did you know we can also arrange Beautician Insurance? We can arrange a tailored policy perfect for your business.

Other Types of Business Insurance for Nail Technicians

If you employ staff in your nail business, whether on a permanent, casual, or temporary basis, it is a legal requirement to have employers liability cover.

Without your tools and equipment it would be difficult to carry out your job, so you need protection should they become damaged or be stolen.

Product liability cover provides protection should your client suffer an allergic reaction to a treatment, and if you run a mobile business you’ll need cover for your vehicle too.

Nail Technician Public Liability Insurance

However skilled you may be at your job, accidental snips, trips, or slips could see you knock varnish or acetone over a client’s expensive coat or designer handbag, or sterilising your tools incorrectly could leave your client with an infection in their nail bed, leaving you facing an expensive claim.

For this reason, public liability insurance for nail technicians is a key part of your policy. It protects you if a client, supplier, or member of the public suffers injury or illness, or damage to their property beacuse of your negligence. Nail tech public liability insurance covers you for the cost of the claim, plus legal expenses.

Smei also arranges a host of specialist, professional beauty insurance products.

Terms and Conditions

* Click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

HOW LONG IS A QUOTATION VALID FOR?

Your quotation is valid for 30 days.

WHAT DETAILS WILL YOU NEED TO KNOW ABOUT MY BUSINESS?

It is helpful to have any previous insurance policies handy, and any renewal documentation or information you have got so far. It doesn’t matter if you don’t have them though, we will guide you through the relevant questions. Basic details about your business and property will be needed, if you have any tools or stock to insure for example, their value would be required also.

HOW SOON BEFORE MY RENEWAL DATE CAN YOU GIVE ME A QUOTE?

As quotes are only valid for a certain period of time, it is best to apply for a quote up to 30 days before your policy anniversary date.

WHAT BEAUTY SALON IS FEATURED ON THIS PAGE?

We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. Christine's Beauty in Prestwich, Manchester is one of our high street heroes.

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This is where you add a custom message

This is where you add a custom message

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers - TEST

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

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Customer Testimonials
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SME Insurance were very helpful when setting up my new business policy; they understood mine and the business’ needs and got me a very good policy at a very competitive price.

Miss Kelsey Leigh Grant, Kelsey Leigh Nails

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