Mobile Beauty Insurance

Insurance for mobile beauticians that’s as flexible as you are.

SMEI
Get a fast, no obligation quote which could save you over 20%* 03308 281 673 Get a quote

Mobile Beauty Insurance

Insurance for mobile beauticians that’s as flexible as you are.

Whatever type of beauty business you run, your clients expect care and expertise; whether you’re performing regular treatments or giving a bridal beauty treatment. So to protect your business, your earnings and your reputation, you need adequate mobile beauty insurance in case something goes wrong.

At smei, we can arrange a single, flexible mobile beauty insurance policy that covers a wide range of beauty treatments and therapies. Running your own mobile business keeps you busy. Let us do the hard work and arrange a bespoke policy to suit your specific needs.

As a mobile beautician, you’ll also likely need goods in transit cover to protect your valuable equipment and any stock you transport. If you also use one vehicle mainly for work, you could consider small commercial vehicle insurance.

You Could Save Over 20% With Us *

Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 03308 281 673

Available standard mobile beauty insurance covers**

As a mobile beautician, you may not have permanent business premises and so your requirements are likely to be different to salon owners. The key types of cover you may typically require are:

HoverTap to learn more about our available cover
  • Public liability.

  • Product liability.

  • Tool cover (theft from unattended vehicles).

  • Goods in transit.

  • Employers liability.

  • Most standard beauty treatments.

Premiums from as little as £226.00

In the past 12 months our customers have paid as little as £226.00 per annum for beauty and beautician insurance.

50% of our beautician customers paid less than £377.61 per annum.***

Other Types of Beautician Insurance

If you employ people, whether they are casual, temporary, or permanent you may also need employers liability insurance.

Our mobile beauty insurance policy can cover your specialist tools and equipment should they become damaged or stolen. Ideally, you wouldn't want to pay for these out of your own pocket, so the right insurance can cover these costs.

Beauticians Public Liability Insurance and Product Liability

Beauticians public liability insurance protects you should a client, member of the public, or supplier suffer illness or injury, or their property become damaged - as a result of your negligence.

Unless under the supervision of a professional, technicians with two years of experience are usually covered by our beauty insurance policy. However, we can only provide cover for procedures you're qualified to perform.

No matter how skilled you are though, a misjudged temperature setting on hot wax could leave your client with a nasty burn, while equipment left on the floor could cause somebody to trip and hurt themselves.

If one of your clients has an allergic reaction from one of your treatments, product liability cover can give protection if they make a claim.

So having the right beauticians public liability cover is a vital part of your mobile beauty insurance.

We can also arrange makeup artist insurance, nail technician insurance and salon insurance?

 

* Please click here to view our pricing disclaimer. 
** Cover available may differ dependent upon insurer.
*** Data compared from 478 policies sold in 2020.

FAQs
WHY DO I NEED INSURANCE?

Some types of insurances may be a legal requirement to protect you and your business. Others may not be compulsory, but advisable to protect you in the event of a claim. Not having the appropriate insurance for your business could be a false economy. For example, if you don’t have the appropriate protection for treatments and an incident occurs, you could be liable to pay costs or compensation. Therefore, it makes sense to match your insurance protection to your requirements and provide you with peace of mind that a claim won’t be damaging to your business.

WHAT COVER DO I NEED?

The type of cover you need depends on the type of hairdresser you are. For example, all hairdressers need to have public liability insurance to cover their legal liabilities in the case of damage or injury to clients. Salon owners will need business interruption cover to ensure they’re protected if, for example, fire prevents the business operating. Mobile hairdressers may need goods in transit cover to protect business equipment and stock against damage while in transit between customers. If you’re unsure of the type or level of cover you’ll need, our team will be able to help guide you.

HOW MUCH DOES INSURANCE COST?

The cost of your policy depends on your needs. Our policies are flexible and can adapt to fit your requirements. So whether you’re a salon owner, freelancer, or are a mobile hairdresser, we will search for the cover you require and present you with the choices available. For example, multiple options may be available from our panel of insurers – each with differing features and prices. We will present you with the possibilities so you can make an informed decision on what option is most appropriate for you.

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Other Available Products
Beauty and Beauticians Insurance from smei Beauty & Beauticians Insurance

smei offers specialist beauticians insurance that is tailored to fit the exact needs of the beauty industry and the cover it requires.

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