Make-Up Artist Insurance from smei

Makeup Artist Insurance

With over 6,500 salons, hairdressers and beauticians already on cover,** we are confident our team will understand your insurance needs.

Get a fast, no obligation quote which could save you over 20%* 0330 134 4564 Get a quote

Makeup Artist Insurance

The hair and beauty industry is our speciality, so we are confident our team will understand your insurance needs.

The life of a makeup artist is never routine. Your job entails changing somebody’s appearance, whether it’s enhancing a bride’s natural beauty for her wedding, changing an actor’s image for stage, TV or film, working on a fashion shoot, or cosmetic camouflage. But each of these scenarios carries its own specific risks and challenges, so for your clients’ protection and your reputation, having appropriate business insurance is essential in case the unexpected should happen. 

At smei, we understand the specific risks and challenges faced by makeup artists, and we can arrange a single, flexible insurance policy that can be adapted to fit your specific business requirements.

We're passionate about championing the high street and helping makeup artists like The Powder Room in Liverpool, Merseyside (pictured above). So whether you operate from your own salon, rent a chair or room in a salon, work as a freelancer, or are a mobile makeup artist, we can arrange a business insurance policy to fit your specific requirements.

You Could Save Over 20% With Us*

Call our team to receive a no obligation, instant quote today.


Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 0330 134 4564

 Rent-a-chair or Mobile Trader Cover**

  • Public liability.

  • Tool cover (theft from unattended vehicles).

  • Goods in transit.

  • Employers liability.

  • Most standard beauty treatments.

 Salon Owner Cover**

  • Contents.

  • Accidental damage.

  • Glass.

  • Business interruption.

  • Employers liability.

  • Public and products liability.

  • Book debts/account receivable.

  • Money in safe.

  • Money on premises.

  • Legal expenses.

  • Subsidence.

  • Loss of rent receivable.

  • Tenants improvements.

  • Terrorism.

Did you know we also arrange cover for general beauty insurance as well as salon insurance? We arrange bespoke packages to suit businesses of all sizes.

Other Types of Business Insurance for Makeup Artists

Tools, equipment, and stock are a key part of a makeup artist’s toolkit, so you may want cover to protect them from theft or damage so you don’t lose valuable income while they’re being replaced.

If you employ staff to help with your business, it may be a legal responsibility to provide employers liability cover to protect them and their belongings.

Your working location forms another key element of your insurance policy, whether you’re working from home, using your vehicle to transport you and your equipment from job to job, or working in a salon or beauty parlour.

Makeup Artists Public Liability Insurance

Regardless of your level of skill and expertise, it only takes an accidental mishap, slip or trip and you could be facing a claim for malpractice or negligence. For makeup artists, this could include a client having an allergic reaction to one of your products, somebody tripping over your kit and injuring themselves, spilt makeup causing damage to a client’s carpet, or a slip with the mascara brush resulting in damage to your client’s eye.

Public liability insurance protects you against a claim from a client, supplier or member of the public, making it a vital element of a makeup artist’s insurance requirements. This could cover the compensation payment as well as associated legal fees.

* Click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer. 


Using a broker to arrange your insurance may help reduce your workload and the associated time it takes you to search for your insurance. It is our aim to help you get value for money therefore we use the strength of our market position to negotiate with insurers, in advance, the product and premium pricing. We do this to help deliver the right product, at the right price for our customers. To present you with the options available to you, we compare insurance from a panel of UK insurers so that we can recommend a product to suit your business needs.


You can get a quote by telephone. On average a quote will take around 10 minutes over the phone, depending on the complexity of the business requirements.


If you are arranging insurance on the phone, you can be covered straight away, subject to a 10% deposit. The remaining payment can be set up within 7 days. Be sure to let us know you want cover to start immediately. However if you don’t want immediate cover, you can specify a start date that suits you.


We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. The Powder Room in Liverpool, Merseyside is one of our high street heroes. Visit their website here:

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

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Customer Testimonials
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smei is always best. We have more than 10 hair salons and we work with them, never forget the renewal time, never renew the policy without asking, customer service always polite and solving the problems quickly.

Suleyman Demirdag

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