Makeup Artist Insurance

With over 6,500 salons, hairdressers and beauticians already on cover**, we are confident our team will understand your insurance needs.

0330 134 4564 Get a quote

Insurance for Makeup Artists in one Simple Solution

The life of a makeup artist is never routine. Your job entails changing somebody’s appearance, whether it’s enhancing a bride’s natural beauty for her wedding, changing an actor’s image for stage, TV or film, working on a fashion shoot, or cosmetic camouflage. But each of these scenarios carries its own specific risks and challenges, so for your clients’ protection and your reputation, having appropriate business insurance is essential in case the unforeseen occurs.

At SME Insurance Services, we understand the specific risks and challenges faced by makeup artists, and we’ve constructed a single, flexible insurance policy that can be adapted to fit your specific business requirements. So whether you operate from your own salon, rent a chair or room in a salon, work as a freelancer, or are a mobile makeup artist, we can create a business insurance policy to fit your specific requirements.

High Street Heroes

You Could Save Over 15% With Us*

Mon-Fri: 9am - 6pm

Call our team to receive a no obligation, instant quote today.


Quote line: 0330 134 4564

 Rent-a-chair or Mobile Trader Cover***

  • Public liability

  • Tool cover (theft from unattended vehicles)

  • Goods in transit

  • Employers' liability

  • Most standard beauty treatments

 Salon Owner Cover***

  • Contents

  • Accidental damage

  • Glass

  • Business interruption

  • Employers liability

  • Public and products liability

  • Book debts/account receivable

  • Money in safe

  • Money on premises

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

Premiums from as little as £42.00****

In the past 12 months our customers have paid as little as £42 per annum for beauticians insurance.

50%***** of our beauticians customers paid less than £100 per annum in the past 12 months.

Did you know we also cover Beauticians and Salons? We have bespoke packages to suit businesses of any size.

Other Categories of Business Insurance for Makeup Artists

Tools, equipment, and stock are a key part of a makeup artist’s toolkit, so you may want cover to protect them from theft or damage so you don’t lose valuable income while they’re being replaced.

If you employ staff to help with your business, it may be a legal responsibility to provide employers liability cover to protect them and their belongings.

Your working location forms another key element of your insurance policy, whether you’re working from home, using your vehicle to transport you and your equipment from job or job, or working in a salon or beauty parlour.

Makeup Artists Public Liability Insurance

Regardless of your level of skill and expertise, it only takes an accidental mishap, slip or trip and you could be facing a claim for malpractice or negligence. For makeup artists, this could include a client having an allergic reaction to one of your products, somebody tripping over your kit and injuring themselves, spilt makeup causing damage to a client’s carpet, or a slip with the mascara brush resulting in damage to your client’s eye.

Public liability insurance protects you against a claim from a client, supplier or member of the public, making it a vital element of a makeup artist’s insurance requirements. This could cover the compensation payment as well as associated legal fees.

Terms and Conditions

* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to SMEi, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.

** Data correct as of January 2016.

*** If applicable, mobile and fixed location cover may differ dependent upon insurer.

**** Data compared from 26 policies sold between December 2015 to November 2016.

***** Based on 26 policies sold between December 2015 and November 2016, 13 customers paid less than £100.

You Could Save Over 15% With Us*

Online quote form

Fill in our quick and easy form to receive a no obligation quote as soon as possible.

Direct quote line

Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4564

Mon-Fri: 9am - 6pm

Related FAQs See all FAQs

Using a broker to arrange your insurance may help reduce your workload and the associated time it takes you to search for your insurance. It is our aim to help you get value for money therefore we use the strength of our market position to negotiate with insurers, in advance, the product and premium pricing. We do this to help deliver the right product, at the right price for our customers. To present you with the options available to you, we compare insurance from a panel of UK insurers so that we can recommend a product to suit your business needs.


You can get a quote by telephone. On average a quote will take around 10 minutes over the phone, depending on the complexity of the business requirements.


If you are arranging insurance on the phone, you can be covered straight away, subject to a 10% deposit. The remaining payment can be set up within 7 days. Be sure to let us know you want cover to start immediately. However if you don’t want immediate cover, you can specify a start date that suits you.

Feefo Reviews
Based on 194 reviews

92% of our customers would recommend our service.

Customer Testimonials
SME insurance is always best. We have more than 10 hair salons and we work with them, never forget the renewal time, never renew the policy without asking, customer service always polite and solving the problems quickly. Also I can see all of my policies on their portal, no waste paper, everything online. Thank you SME!

Suleyman Demirdag

Log your renewal
Need a reminder?
Quotes from a panel of UK Insurers