Makeup Artist Insurance

With over 6,500 salons, hairdressers and beauticians already on cover**, we are confident our team will understand your insurance needs.

The life of a makeup artist is never routine. Your job entails changing somebody’s appearance, whether it’s enhancing a bride’s natural beauty for her wedding, changing an actor’s image for stage, TV or film, working on a fashion shoot, or cosmetic camouflage. But each of these scenarios carries its own specific risks and challenges, so for your clients’ protection and your reputation, having appropriate business insurance is essential in case the unforeseen occurs.

At smei, we understand the specific risks and challenges faced by makeup artists, and we’ve constructed a single, flexible insurance policy that can be adapted to fit your specific business requirements.

We're passionate about championing the high street and helping makeup artists like The Powder Room in Liverpool, Merseyside (pictured above). So whether you operate from your own salon, rent a chair or room in a salon, work as a freelancer, or are a mobile makeup artist, we can create a business insurance policy to fit your specific requirements.

Did you know we also cover Beauticians and Salons? We have bespoke packages to suit businesses of any size.

Other Categories of Business Insurance for Makeup Artists

Tools, equipment, and stock are a key part of a makeup artist’s toolkit, so you may want cover to protect them from theft or damage so you don’t lose valuable income while they’re being replaced.

If you employ staff to help with your business, it may be a legal responsibility to provide employers liability cover to protect them and their belongings.

Your working location forms another key element of your insurance policy, whether you’re working from home, using your vehicle to transport you and your equipment from job or job, or working in a salon or beauty parlour.

Makeup Artists Public Liability Insurance

Regardless of your level of skill and expertise, it only takes an accidental mishap, slip or trip and you could be facing a claim for malpractice or negligence. For makeup artists, this could include a client having an allergic reaction to one of your products, somebody tripping over your kit and injuring themselves, spilt makeup causing damage to a client’s carpet, or a slip with the mascara brush resulting in damage to your client’s eye.

Public liability insurance protects you against a claim from a client, supplier or member of the public, making it a vital element of a makeup artist’s insurance requirements. This could cover the compensation payment as well as associated legal fees.

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_{* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to SMEi, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.}

_{** Data correct as of January 2016.}

_{*** If applicable, mobile and fixed location cover may differ dependent upon insurer.}

_{**** Data compared from 82 policies sold between November 2017 and November 2018.}

_{***** Based on 82 policies sold between November 2017 and November 2018, 41 customers paid less than £100.}