aesthetics insurance

Aesthetics Insurance

As an aesthetics practitioner – either medically or non-medically qualified – we know you're highly skilled at delivering a range of cosmetic treatments. From anti-wrinkle treatments, pigment removal, and lip enhancements to skin rejuvenation, helping your clients look and feel amazing can be incredibly rewarding.

However, the treatments you offer also present risks to you, your clients and your business. It's essential to have insurance for aesthetics that protects you and gives peace of mind to your clients.

Here at smei, we can arrange cover that protects your business, so you can focus on looking after your clients. We have a panel of carefully selected leading UK insurers that offer flexible beauty and aesthetics insurance products that can be adapted to fit your specific business requirements.

Aesthetics Indemnity Insurance

Even the most skilled practitioner can experience a momentary blip in concentration or slip of the hand.

We're here to arrange treatment and aesthetics professional indemnity insurance that provides protection should you face a claim for malpractice or negligence, such as a reaction to a treatment or an infection from a tattoo. This essential insurance could cover compensation claims and any associated legal costs defending your claim.

You Could Save Over 20%*

Contact our team to receive a no obligation, instant quote today.

90% of our customers would recommend our service

Other Types of Business Insurance for Beauty and Cosmetic Therapists

  • Business equipment - as an aesthetics practitioner, you rely on your equipment. Imagine the impact on your business if it was damaged or stolen, leaving you unable to work.
  • Employers liability - if you employ staff for your aesthetics business, you're legally required to have employers liability insurance.
  • Business interruption - adding this cover to your policy covers you for additional expenses or loss of profit if you are unable to trade as a result of an insured event.
  • Public liability insurance - accidents can happen, but this insurance covers physical and property damage claims if they result in injury or illness to your client or damage to their property.

Smei also arranges specialist beauty insurance products and general beauty insurance. If you're unsure, get in touch.

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With the right professional insurance, you can relax and confidently pamper your clients safe in the knowledge our aesthetic insurance cover includes:

  • Breach of professional confidentiality.
  • Libel and slander.
  • Loss of documents.
  • Medical malpractice.
  • Product liability.
  • Professional indemnity.
  • Public and general liability.

We can provide cover for a range of specialist treatments and procedures including:

  • Body piercing.
  • Chemical peels.
  • Dermaplanning.
  • Electrolysis.
  • Filler.
  • Laser hair removal.
  • Microblading.
  • Other treatments are available, please discuss your requirements with us. 
  • Semi-permanent makeup.

90% of our customers would recommend our service

smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!

Rana Dincer

Quotes from well-known and specialist insurers, including:

Insurers smei work with

You Could Save Over 20%*