Cosmetic Insurance for Aesthetic Practitioners
As an aesthetics practitioner – either medically or non-medically qualified – we know you're highly skilled at delivering a range of cosmetic treatments. From anti-wrinkle treatments and pigment removal, to lip enhancements and skin rejuvenation, helping your clients look and feel amazing can be incredibly rewarding.
However, the treatments you offer also present risks to you, your clients and your business. It's essential to have insurance for aesthetics that protects you and helps to give your clients peace of mind.
Key Features and Benefits
- Specialist scheme product with competitive pricing.
- Flexible policies to suit your requirements.
- Policies include up to £5 million for public and product liability.
- A tailor made policy to suit your requirements.
- Simple treatment disclosure forms.
- Tiers 1 to 4 available to cover a large range of treatments.
- Carefully selected panel of leading insurers.
Get aesthetic insurance now
Join thousands of other beauty therapists today.
What's Insured?
With the right professional insurance, you can relax and pamper your clients with confidence, safe in the knowledge that our aesthetic insurance cover includes:
- Breach of professional confidentiality.
- Employers liability insurance.
- Libel and slander.
- Product liability.
- Professional liability.
- Public and general liability.
- Under Tier 3, premiums start from £365* for £1million treatment liability which would also cover Tier 1 and 2 treatments along with anti-wrinkle injections, dermal fillers, body sculpting, mesotherapy, body piercing and vitamin injections.
- Under Tier 4, premiums start from £563* for £1million treatment liability which would cover all treatments under Tier 1, 2 and 3 along with IPL, laser hair removal, laser skin resurfacing and laser tattoo removal.
To view a list of treatments listed as tier 1 and 2, please visit our beauty therapist page.
*Premiums stated are available via our scheme provider. Correct as of August 2023. Premiums may vary if you select a quotation from another insurer on our panel.
Aesthetic Treatments we can Cover
Most general beauty treatments are covered as well as:
| BBL photo rejuvenation. | Laser tattoo removal. | Ultra-Shape. |
| Bioidentical hormones. | Levulan Photodynamic Therapy. | Ultrasound and radiotherapy overview. |
| Body sculpting. | Lipotropic injections. | Ultrasound body beauty clinic. |
| Cold laser therapy. | Mesotherapy. | Vampire face lift. |
| CoolSculpting. | Microblading. | Vampire facial. |
| Cryolipolysis. | Permanent makeup. | Vitamin B12. |
| Dermal fillers. | Piercing. | Electrolysis - Galvanic / Short wave and blend. |
| Dermaplaning. | PRP. | Hyfrecator for epilation. |
| Electrolysis. | Refirme. | IV Infusion Therapy. |
| HCG. | Semi-permanent make-up. | Manual upper layer benign skin lesion removal. |
| HGH. | Sclerotherapy. | Piercing - stud gun method. |
| Hormone Replacement Therapy. | Sculptra Aesthetics. | Thermavein. |
| Human growth hormone. | Smooth Shape. | Thermolysis. |
| Kybella. | Soft Tissue fillers. | Vavelta. |
| Laser hair removal. | Thermage RF. | Vitamin injection. |
| Laser procedure. | Thermi RF. | IPL. |
| Laser skin resurfacing. | Ultherapy. | Fibroblasting/Plasma Pen. |
Additional Types of Beauty Business Insurance to Consider
Business equipment
Aesthetic practitioners rely on their equipment to do their jobs. Imagine the impact on your business if it was damaged or stolen, leaving you unable to work.
Business interruption
Adding this cover to your policy covers you for additional expenses or loss of profit if you are unable to trade as a result of an insured event.
Not sure what insurance you need?
We can also arrange specialist beauty insurance products and general beauty insurance. If you're unsure as to what you need, get in touch.
We're Here For You...
Want some free advice and expert guidance to help grow and protect your business?
- Access our free insurance health check (are you sure you’ve got the right cover?).
- Download 'how to' guides for boosting success.
- Hear from other business owners like you.
- Set renewal reminders and calculate staff turnover costs.
Your Success = Our Success.
- We’ve been helping protect businesses like yours since 2002.
- Access to A-rated insurance companies in the UK.
- We search the market for you to save you valuable time.
- Genuinely affordable pricing with no hidden fees.
- Deep expertise on hand when you need it.
Want to know more about us and how we wouldn't exist without you?
Share this
Aesthetics Insurance FAQs
Read our latest related articles
-
August 21, 2023
Top Tips for Running a Small Shop
Despite the rise of online shopping and the challenges faced by high-street retail, small shops are still the beating heart that supports their local communities. If you're considering starting your own small shop, we’ve put together some valuable tips to guide you along the way.
-
August 18, 2023
Net Zero – What Does it Mean for Small Businesses?
In the pursuit of a greener and more sustainable world, the UK government has entrusted small businesses with a crucial role in the journey towards achieving net zero. As part of this initiative, small businesses are being offered growth opportunities in return for their active participation. Find out how you can play your part.
-
July 06, 2023
High Street Retailers: How to Compete With Online Outlets
What are the strengths of brick-and-mortar shops, and how can they be maximised to compete with digital competition?
Quotes from well-known and specialist insurers, including:
