Joannes-Hero-HairAndBeauty-646x280.jpg
Get a fast, no obligation quote which could save you over 15%* Get a quote

Barbers Insurance

Protecting businesses with our specialist barber insurance

Find out more

Beauty & Beauticians Insurance

smei offers specialist beauticians insurance that are tailored to fit the exact needs of the beauty industry and the cover it requires.

Find out more

Beauty Therapist Insurance

We offer a range of products to cover beauty therapists and the specialist cover they require.

Find out more

Hairdressers Insurance

We arrange a variety of insurance products designed to meet the needs of hairdressing salons and mobile hairdressers renting a chair in a salon.

Find out more

Makeup Artist Insurance

Specialist makeup artist insurance cover available for mobile or salon based makeup artists

Find out more

Nail Technician Insurance

We can arrange insurance policies for qualified nail technicians who work in a salon or on a self-employed mobile basis.

Find out more

Salon Insurance

smei caters for the hair and beauty industry.

Find out more

Create the Look

If you’re a trainee or apprentice hair stylist, make-up artist, beautician or nail technician, Create the Look is your opportunity to showcase your skills.

Find Out More

Tanning Salon Insurance

Whether you own a sunbed shop, a mobile spray tanning business, or a tanning salon that offers sunbeds and spray tans – we can find the right insurance for you.

Find out more

Professional Beauty and Hair Insurance

Smei offers a range of professional beauty insurance products designed to meet the particular needs of the hair and beauty industry.

There are thought to be somewhere in the region of 36,000 hair salons across the UK, generating more than £4.8 billon of income to the hair and beauty trade per month and offering employment to over 180,000 people**. That’s some pretty impressive statistics.

When it comes to the set-up of hair and beauty businesses, often a salon is run by an owner (or owners) who then rents out “chairs” to the hairdressers, beauty therapists or nail technicians working within the salon. They are often self-employed and responsible for their own tax, insurance, and of course book-keeping too.

Beauty salons in their variety of forms can often see a large number of clients pass through the door on a daily basis. It is the responsibility of the salon owner and in turn the therapists, technicians, and stylists that work there, to ensure the safety of their clients, each and every time.

Why Insurance is Important for the Hair and Beauty Industry

No matter which section of the hair and beauty industry that your business is a part of, it is important you understand the risks that can arise and how you can be best prepared for them.

Professional beauty insurance offers protection for hairdressers, nail technicians, beauticians and beauty salons for the typical services they provide. Your broker will discuss this with you in more detail at the quotation stage and will highlight any services that cannot be covered under your hair and beauty policy.

Professional beauty business insurance covers a range of risks that can arise specific to the hair and beauty industry including, public liability, employers liability, and product liability.

There are additional covers that you may wish to take out, such as buildings and contents cover, and business interruption. For example, in a situation where fire has caused damage to your building and your business has to close whilst repair works are carried out, business interruption is designed to cover your loss of earnings whilst the salon is closed and you are unable to trade.

You may even be able to cover the tools of your trade against loss or damage. After all, if you don’t have the necessary tools to do the job, it will be difficult to function as a business.

Smei is passionate about championing the hair and beauty industry, like Beauty by Joanne Mary Smith in Barrowford, Lancashire (pictured above). So no matter which part of the hair and beauty industry that you belong to, you should speak to an insurance expert about taking out the right level of professional beauty cover for your business. It is vital to ensure that you do not lose money, staff or your livelihood should the unforeseen happen, and that you are fully covered in the event of a claim.

 Boiler Insurance

The business featured is Beauty by Joanne Mary Smith in Barrowford, Lancashire. Visit their Facebook page here: www.facebook.com/BeautyJoanneMarySmithBarrowford

* We randomly surveyed 54 new business policyholders (12.5%) with insurance start dates between 12 April 2019 and 1 August 2019. 93% made a financial saving by moving to smei, with an average saving of 15.96%. This data excludes commercial and residential insurance for landlords.

** (http://www.careerpilot.org.uk/jobs/hair-and-beauty/facts)

 

 

 

Feefo Reviews
90%

of our customers would recommend our service based on Feefo

Provided by Feefo
Customer Testimonials
Speech mark
smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!

Rana Dincer

Read more
Log your renewal
Need a reminder?

Fancy a friendly reminder?

If you want one less thing to worry about, simply log your renewal and we’ll remind you nearer the time.

Log your renewal
Latest News
What is Product Liability Insurance?

Product liability insurance helps protect you if someone alleges they have been injured, or their property damaged, by a product sold by your…

Read Article
Christmas Window Display Competition

In recognition of our support for the high street and embracing the Christmas spirt we want to give one lucky winner the chance to win free insurance…

Read Article
Serving up for a Healthy Planet

Do customers care about where their food comes from? And do they understand what terms like, ‘local’, ‘sustainable’, or even ’organic’ means, or why…

Read Article
Carving out a Profitable Halloween

With UK consumers spending an estimated £500 million in 2018 on related products, the spooky season presents lucrative opportunities for retailers to…

Read Article