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Takeaway Insurance

We cater for the takeaway industry.

smei specialises in providing insurance policies for the fast food industry. We aim to offer tailor made policies at competitive prices and have a team of experienced representatives who are available to offer expert advice and specialist knowledge on the type and level of insurance you need. We’re passionate about championing the high street and helping takeaways like Lisa’s Caribbean Kitchen in Prestwich, Manchester (pictured above).

Just as your customers expect their takeaway to be pronto, we understand that many businesses need insurance cover quickly and efficiently. When you’re responsible for running such a fast paced business, it can be difficult to find the time to search for the right insurance cover.

If you find your requirements are considered to be outside of the usual remit offered by insurers, then we can still offer help. This includes:

  • Premises with flat roofs.
  • Risks with high sums insured.
  • Start up businesses.
  • Proposals that have had large claims (including fire or flood).
You Could Save Over 15% With Us*

Mon-Fri: 8am - 6pm

Call our team to receive a no obligation, instant quote today.

Quote line: 0330 134 4564

Standard Covers**

  • Contents insurance

  • Accidental damage

  • Glass

  • Business interruption

  • Employers liability

  • Public and products liability

  • Book debts/account receivable

  • Money in safe

  • Money on premises

Optional Covers**

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

  • Embedded breakdown

  • Goods in transit

  • Buildings cover

Premiums from as little as £310.00

In the past 12 months our customers have paid as little as £310.00*** per annum for takeaway insurance.

53%**** of our takeaway customers paid less than £700 per annum in the past 12 months

Why Insurance is Important for the Takeaway Industry

Just because your customers are choosing to eat their meals at home, takeaway outlets do not have a reduced risk when it comes to the safety of those customers.

In fact, much like other businesses within the food industry, takeaways should ensure the right level of cover is in place so that their business is protected against potential risks.

The main types of cover that should be considered by those who own a takeaway ranges from public liability, business interruption, employers liability, to contents and stock cover.

Each of these different types of cover will provide you with protection for your business, your employees and of course those who choose to order food from you.

So whether you cook up a mean burger or perhaps know how to top a pizza base, make sure that your business is covered by speaking to a takeaway insurance specialist.

 

About the Takeaway Industry

Whilst a lot of people loves the idea of eating out at a great restaurant, sometimes you just crave a night in, enjoying a delicious meal that you haven’t had to cook yourself.

Such is the appeal of takeaways. Whether it is a pizza, curry or perhaps a rather large bucket of chicken, you have a vast amount of options to choose from. This does not only include the type of cuisine you choose, but also how you get your food.

Aside from deciding exactly what it is that you want to offer your customers, people who own and run a takeaway will find that there are plenty of things to think about to ensure that you have happy staff and of course even happier customers.

Making sure that you have the right premises, a great menu and of course quality produce too, will help your business to be a success.

 

Terms and Conditions
* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to smei, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.

** Standard and optional cover may differ dependent upon insurer.

*** Premium stated is the lowest price paid in 2016. Data compared from 743 policies sold between January 2016 and January 2017.

**** Based on 743 policies sold between January 2016 and January 2017, 371 customers paid less than £700.

I AM MOVING TO NEW PREMISES – WHOM DO I NEED TO CONTACT?

You will need to contact us quoting your policy number and we can then amend your details. Please note that the change of premises may affect the cost of your insurance.

HOW LONG WILL IT BE BEFORE I AM COVERED?

If you are arranging insurance on the phone, you can be covered straight away, subject to a 10% deposit. The remaining payment can be set up within 7 days. Be sure to let us know you want cover to start immediately. However if you don’t want immediate cover, you can specify a start date that suits you.

DO YOU COME OUT TO EVALUATE MY PREMISES AND BUSINESS WHEN PROVIDING A QUOTATION?

No, in most instances no one will come out to your premises. The quotation is based on what you tell us about your premises and business. It is up to you to inform us of anything you think may affect your insurance quote, information provided should be accurate and honest. However, on rare occasions the insurer may choose to visit your premises.

WHAT TAKEAWAY IS FEATURED ON THIS PAGE?

We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. Lisa's Caribbean Kitchen in Prestwich, Manchester is one of our high street heroes. Visit their Facebook page here: www.facebook.com/Lisas-Caribbean-Kitchen-324860478002134/

You Could Save Over 15% With Us*

Online quote form

Fill in our quick and easy form to receive a no obligation quote as soon as possible.

Direct quote line

Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4564

Mon-Fri: 8am - 6pm

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