Fish and Chip Shop Insurance

We specialise in fish and chip shop insurance.

As the owner of a fish and chip shop, like Castle Chippy in Clitheroe (see above) you’ll appreciate the importance of having the right insurance policy in place, not least because of the risks involved when working with hot oil, general kitchen equipment, sharp utensils, and serving the general public.

While we can’t prevent accidents from occurring, we can ensure you have adequate cover in place to protect your business. At smei, we specialise in providing insurance for fish and chip shops, and we’re proud of our status as Associate Member of the National Federation of Fish Fryers (NFFF).

Our Convenient and Competitive Solution

Running a fish and chip shop is a hectic business, so the last thing you want to do at the end of a shift is waste your valuable free time phoning around to obtain a number of different policies to cover the various aspects of your business.

By opting for business insurance with smei, you can rest assured that your business is in safe hands. We’ve sought the advice of experienced professionals so our knowledgeable team has the skills and expertise to put together a policy that covers all your requirements in a single solution. And because each policy is tailored to fit your specific needs, you won’t waste money on cover you don’t need.

To discuss your requirements and obtain a quote, simply call our friendly, experienced team and we will create a solution especially for you.

A Comprehensive Business Insurance Solution

Our business insurance for fish and chip shops includes:

Public liability insurance:

In case a member of the public is injured or their property is damaged while on your premises.

Employers liability insurance:

If you employ staff for your fish and chip business, you’re legally responsible to have employers insurance in case they make a claim for injury or illness as a result of working for you.

Contents insurance:

This protects the contents of your fish and chip shop, including all equipment and tools necessary for your work. It can also include protection for stock, and refrigerated, frozen, or hot food cover.

Business interruption:

If your business is unable to operate due to repairs or a supplier going out of business, this will help to reimburse you for loss of income and cover your overheads.

Buildings cover:

If you own the building, you need buildings cover in case of damage due to fire, theft, flood, or accidental damage.

Financial cover:

Protects money on your premises, including in a safe.

There are also a number of optional extras you can include if necessary, including subsidence, legal expenses, goods in transit, tenants improvements, and terrorism.

To find out more about our specialised business insurance for fish and chip shops or to obtain a quote, contact smei today to discuss your requirements with a member of our expert team.  

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_{* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to smei, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.}

_{** Standard and optional cover may differ dependent upon insurer.}

_{*** Data compared from 837 policies sold between November 2017 and November 2018.}

_{**** Based on 837 policies sold between November 2017 and November 2018, 504 customers paid less than £1000.}