Fish and Chip Shop Insurance from smei

Fish and Chip Shop Insurance

We specialise in fish and chip shop insurance.

Get a fast, no obligation quote which could save you over 20%* 0330 134 4564 Get a quote

Fish and Chip Shop Insurance

We specialise in fish and chip shop insurance.

As the owner of a fish and chip shop, like Castle Chippy in Clitheroe (see above) you’ll appreciate the importance of having the right insurance policy in place, not least because of the risks involved when working with hot oil, general kitchen equipment, sharp utensils, and serving the general public.

At smei, we specialise in providing insurance for fish and chip shops. While we can’t prevent accidents from occurring, we can ensure you have adequate cover in place to protect your business.

You Could Save Over 20% With Us*

Call our team to receive a no obligation, instant quote today.

Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 0330 134 4564

Standard Covers**

  • Contents insurance.

  • Accidental damage.

  • Glass.

  • Business interruption.

  • Employers liability.

  • Public and products liability.

  • Book debts/account receivable.

  • Money in safe.

  • Money on premises.

Optional Covers**

  • Legal expenses.

  • Subsidence.

  • Loss of rent receivable.

  • Tenants improvements.

  • Terrorism.

  • Embedded breakdown.

  • Goods in transit.

  • Buildings cover.

Premiums from as little as £560.00

In the past 12 months our customers have paid as little as £560.00 per annum for fish and chip shop insurance.

50% of our fish and chip customers paid less than £942.04 per annum.*** 

Our Convenient and Competitive Fish and Chip Shop Insurance Solution

Running a fish and chip shop is a hectic business, so the last thing you want to do at the end of a shift is waste your valuable free time phoning around to obtain a number of different policies to cover the various aspects of your business.

By opting for fish and chip shop insurance with smei, you can rest assured that your business is in safe hands. We’ve sought the advice of experienced professionals so our knowledgeable team has the skills and expertise to put together a policy that covers all your requirements in a single solution. And because each policy is tailored to fit your specific needs, you won’t waste money on cover you don’t need.

To discuss your requirements and obtain a quote, simply call our friendly, experienced team and we will create a solution especially for you.

A Comprehensive Business Insurance Solution

Our business insurance for fish and chip shops includes:

Public liability insurance

In case a member of the public is injured or their property is damaged while on your premises.

Employers liability insurance

If you employ staff for your fish and chip business, you’re legally responsible to have employers insurance in case they make a claim for injury or illness as a result of working for you.

Contents insurance

This protects the contents of your fish and chip shop, including all equipment and tools necessary for your work. It can also include protection for stock, and refrigerated, frozen, or hot food cover.

Business interruption

If your business is unable to operate due to repairs or a supplier going out of business, this will help to reimburse you for loss of income and cover your overheads.

Buildings cover

If you own the building, you need buildings cover in case of damage due to fire, theft, flood, or accidental damage.

Financial cover

Protects money on your premises, including in a safe.


There are also a number of optional extras you can include if necessary, including subsidence, legal expenses, goods in transit, tenants improvements, and terrorism.

To find out more about our specialised fish and chip shop insurance and other fast food and takeaway outlets or to obtain a quote, contact smei today to discuss your requirements with a member of our expert team.  


* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

*** Data compared from 419 policies sold in 2020.


We will always do our utmost to beat your current price or other genuine like-for-like quotes you have been offered. We will offer you a quotation and policy best suited for your needs.


It is helpful to have any previous insurance policies handy, and any renewal documentation or information you have got so far. It doesn’t matter if you don’t have them though, we will guide you through the relevant questions. Basic details about your business and property will be needed, if you have any tools or stock to insure for example, their value would be required also.


Yes, please leave your details with us and we will call you to talk about your insurance closer to the time.


We set out to find a group of businesses who embodied everything we love about our local high street. Following our search, we picked a group who know exactly what it means to run a small independent business. The Castle Chippy in Clitheroe, Lancashire is one of our high street heroes. For more information visit:

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Please note we are unable to quote for Takeaway Delivery Drivers or Couriers - TEST

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

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of our customers would recommend our service based on Feefo

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Friendly staff, that gave attention to individual business needs, phoned back at convenient time, explained any uncertainty, a much more personal service than some companies.

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