catering insurance

Catering Insurance

We Have Flexible Insurance Policies to Suit Catering Businesses of all Shapes and Sizes ‒ From Self-employed Caterers to Small Catering Firms

Running a catering business ‒ whether you work alone, or run a small firm – can be incredibly rewarding, but also brings risk. Not just risks to your business and its premises, for instance from flood, fire, or break-in, but risks to staff and customers too.

Making sure your businesses is protected by catering insurance will give you peace of mind and enable you to get on with what you do best – delighting your customers with outstanding catering services.

How do we Choose the Right Insurance Policy for Your Catering Business?

We understand that the catering trade is deadline driven and incredibly busy, with reputations built on the quality of service and product. So, as a business owner, you may have very little time to spend searching for the right insurance policy.

That’s why we’re here to help. We will work hard to understand your business and your insurance needs, before finding and arranging the most appropriate catering insurance for you ‒ to help protect your livelihood at a price that makes sense.

We can access a wide range of flexible policies for catering businesses from leading UK and specialist insurers ‒ and we can tailor cover to meet your needs.  You can then get on with running your business safe in the knowledge that you are properly protected.

We also offer a host of other specialist, food and drink insurance products from cafe insurance to restaurant insurance.


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90% of our customers would recommend our service

Cover Available for Caterers**

  • Business equipment.

  • Business interruption.

  • Deterioration of stock.

  • Employers liability.

  • Loss of licence.

  • Money.

  • Portable equipment.

  • Products liability.

  • Specified stock (wines, spirits).

  • Stock.

Frequently asked questions

We cover all sorts of small catering businesses, from sole traders like Amy's Polka Pots in Ribchester Lancashire, to small firms offering a range of catering services. If you're unsure whether we cover your catering business, simply get in touch on 0330 134 4564 and our team will be happy to help. The cost of catering business insurance policies depends on individual needs. Our catering insurance policies are flexible and can be adapted to fit your requirements, so whether you're a 'one-person band' or run a small catering firm, we can match you with the right policy at a price that's right for you. We work with a panel of national and specialist insurers, so may be able to secure a number of options on your behalf - each with different features and prices. In this case, we will present you with the options, and advise you if required, to help you make an informed choice and select the best policy for you.

90% of our customers would recommend our service

smei is always best. We have more than 10 hair salons and they never forget the renewal time, never renew the policy without asking, customer service always polite and solve any problems quickly. Also I can see all of my policies on their portal, no waste of paper, everything online. Thank you smei!

Rana Dincer

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