Catering Insurance

We have flexible insurance policies to suit catering businesses of all shapes and sizes ‒ from self-employed caterers to small catering firms.

Get a fast, no obligation quote which could save you over 15%* 0330 134 4704 Get a quote

Catering Insurance

We have flexible insurance policies to suit catering businesses of all shapes and sizes ‒ from self-employed caterers to small catering firms.

Running a catering business ‒ whether you work alone, like Amy’s Polka Pots in Ribchester Lancashire, or run a small firm – can be incredibly rewarding, but also brings risk. Not just risks to your business and its premises, for instance from flood, fire, or break-in, but risks to staff and customers too.

Making sure your businesses is protected by catering insurance will give you peace of mind and enable you to get on with what you do best – delighting your customers with outstanding catering services.

How do we choose the right insurance policy for your catering business?

We understand that the catering trade is deadline driven and incredibly busy, with reputations built on the quality of service and product. So, as a business owner, you may have very little time to spend searching for the right insurance policy.

That’s why we’re here to help. We will work hard to understand your business and your insurance needs, before finding and arranging the most appropriate catering business insurance for you ‒ to help protect your livelihood at a price that makes sense.

We can access a wide range of flexible policies for catering businesses from leading UK and specialist insurers ‒ and we can tailor cover to meet your needs.  You can then get on with running your business safe in the knowledge that you are properly protected.

We also offer a host of other specialist, food and drink insurance products from cafe insurance to restaurant insurance.

Cover Available for Caterers

  • Products liability.

  • Employers liability.

  • Stock.

  • Specified stock (wines, spirits).

  • Deterioration of stock.

  • Portable equipment.

  • Business equipment.

  • Loss of licence.

  • Money.

  • Business interruption.

You Could Save Over 15%*

Call our team to receive your free, no obligation quote today.

Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 0330 134 4704

* We randomly surveyed 54 new business policyholders (12.5%) with insurance start dates between 12 April 2019 and 1 August 2019. 93% made a financial saving by moving to smei, with an average saving of 15.96%. This data excludes commercial and residential insurance for landlords.

How much does the average catering insurance policy cost?

The cost of catering business insurance policies depends on individual needs. Our catering insurance policies are flexible and can be adapted to fit your requirements, so whether you’re a ‘one-person band’ or run a small catering firm, we can match you with the right policy at a price that’s right for you. We work with a panel of national and specialist insurers, so may be able to secure a number of options on your behalf – each with different features and prices. In this case, we will present you with the options, and advise you if required, to help you make an informed choice and select the best policy for you.

What kind of catering business insurance do you offer?

We cover all sorts of small catering businesses, from sole traders like Amy’s Polka Pots in Ribchester Lancashire, to small firms offering a range of catering services. If you’re unsure whether we cover your catering business, simply get in touch on 0330 134 4564 and our team will be happy to help.

Feefo Reviews

of our customers would recommend our service based on Feefo

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Customer Testimonials
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As a previous customer of smei, they contacted me regarding my premium this year and got me an amazing price. Gentleman I dealt with was brilliant, and not too pushy to take on the insurance.

Mrs Sarah Walton

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